Accomack County property record for 28227 Harbor Rd, Melfa, VA 23410
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,428 sqft · built 1997 |
| Lot Size | 0.532 acres (23,203 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,000 (Nov 2023) |
| Tax Bill | $2,074 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 100D002D0005700 |
| Primary APN | 100D002D0005700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,428 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Roof Type | Gable |
| Lot Area | 23,203 sqft (0.532 acres) |
| Garage Area | 460 sqft |
| Cooling System | Central |
|---|
| Account Number | 24923 |
|---|---|
| Street Address | 28227 HARBOR RD |
| City | MELFA |
| State | VA |
| Zip | 23410-3644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28227 HARBOR RD THE GREENS LOT 57 BLOCK D |
| Legal Subdivision | II THE GREENS |
| Legal Block | D |
| Legal Lot Number | 57 |
| Jurisdiction | ACCOMACK VA |
| Township / Civil Division | 8 |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 90700 |
28227 Harbor Rd is owned and occupied by an individual who bought it in November 2023.
Source: Accomack County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28227 HARBOR RD, MELFA, VA 23410-3644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2023 · Amount on File |
| Deed Sale | Nov 9, 2023 · Amount on File |
| Prior Sale | Jun 5, 2023 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 28227 Harbor Rd was $2,074.
Source: Accomack County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Accomack County |
| Unified School District | Accomack County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,074.00 | $426,900 Land $23,600 Building $403,300 | $426,900 Land $23,600 Building $403,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28227 Harbor Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 17 (1985–2025) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | May 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28227 Harbor Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
4G LTE only, no 5G reported
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