Stearns County property record for 28221 Co Rd 2, Saint Joseph, MN 56374
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,836 sqft · built 1918 |
| Lot Size | 158 acres (6,910,358 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,638 (2023) |
| Deeds & Mortgages | Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-20914-0000 |
| Primary APN | 31-20914-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,836 sqft Living Area |
| Gross Area | 1,211 sqft |
| 1st Floor Area | 1,030 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,910,358 sqft (158 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 3,280 sqft |
| Pole Barn | 3,280 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 31.20914.0000 |
|---|---|
| Street Address | 28221 COUNTY ROAD 2 |
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RP MKT |
| Legal Description | 158.64A SW4 LESS SCHOOL SITE |
| Legal Range | 29 |
| Legal Township | 124 |
| Legal Section | 20 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11305 |
28221 Co Rd 2, a rural home, is owned and occupied by an individual.
Source: Stearns County records, as of July 7, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 28221 COUNTY ROAD 2, SAINT JOSEPH, MN 56374-9648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 30, 2026 |
| Property Address | 28221 COUNTY ROAD 2, SAINT JOSEPH, MN 56374-9648 |
| Document Number | 00A1710405 |
| Instrument Date | Mar 19, 2026 |
| Instrument | A1710405 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Stearns County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | St. Joseph Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,638.00 | $992,700 Land $848,900 Building $143,800 | $992,700 Land $848,900 Building $143,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28221 Co Rd 2 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28221 Co Rd 2 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Albany Mutual Telephone Association Fiber | 10,000 / 10,000 |
| Midco Fixed Wireless | 100 / 20 |
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