2822 Wicklow St, Duluth, MN 55806 Property Records

St. Louis County property record for 2822 Wicklow St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1907
Lot Size	0.145 acres (6,326 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Sep 2011)
Tax Bill	$34 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-4430-01980`

Property Details

APN / Parcel Number

Primary APN	`010-4430-01980`
Alternative APN	`988835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,296 sqft Gross Area
1st Floor Area	744 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,326 sqft (0.145 acres)
Garage Area	768 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	988835
Street Address	2822 WICKLOW ST
City	DULUTH
State	MN
Zip	55806-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 AND 2 SERIAL #
Legal Subdivision	WALBANKS ADD TO DULUTH
Legal Block	16
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1018
Census Tract	2600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2822 WICKLOW ST, DULUTH, MN 55806-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Jun 27, 2023	Deed of Trust, Mortgage HOUSING AND REDEVELOPMENT AUTHORITY
Dec 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSING AND REDEVELOPMENT AUTHORITY OF D
Dec 20, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOUSING AND REDEVELOPMENT AUTHORITY OF D

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2011 · Amount on Record
Deed Sale	Sep 14, 2011 · Amount on Record
Prior Sale	Jun 16, 2010 · Amount on Record
Deed Document Number	2011904463
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2822 WICKLOW ST, DULUTH, MN 55806-1416
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001072794
Date	Sep 27, 2023
Instrument	1072794

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 5, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2822 WICKLOW ST, DULUTH, MN 55806-1416
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001069512
Date	Jun 27, 2023
Instrument	1069512

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2822 WICKLOW ST, DULUTH, MN 55806-1416
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001064641
Date	Dec 20, 2022
Instrument	1064641

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2052

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2822 WICKLOW ST, DULUTH, MN 55806-1416
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001064639
Date	Dec 20, 2022
Instrument	1064639

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	180 Months
Due	Dec 7, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34.00 (+17.24%) Homeowner's exemption	$229,300 (+14.42%) Land $23,700 Building $205,600	$229,300 (+14.42%) Land $23,700 Building $205,600
2024	$29.00 (-96.41%)	$200,400 (+23.17%) Land $28,500 Building $171,900	$200,400 (+23.17%) Land $28,500 Building $171,900
2023	$808.00 Homeowner's exemption
2022		$162,700 (+58.42%) Land $25,100 Building $137,600	$162,700 (+58.42%) Land $25,100 Building $137,600
2021		$102,700 Land $7,000 Building $95,700	$102,700 Land $7,000 Building $95,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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