2822 Waterfront Dr, Monument, CO 80132 Property Records

El Paso County property record for 2822 Waterfront Dr, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.25 ba · 3,770 sqft · built 2018
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on File
Last Sale	$699,012 (Sep 2019)
Tax Bill	$7,047 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage May 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71273-01-006`

Property Details

APN / Parcel Number

Primary APN	`71273-01-006`
Alternative APN	`R7127301006`

Interior

Bedrooms	5 Beds
Full Baths	4.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,770 sqft Living Area
Gross Area	5,245 sqft
1st Floor Area	2,096 sqft
Basement Area	2,096 sqft
Finished Basement	1,674 sqft
Unfinished Basement	422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	75,359 sqft
View / Lot	Interior
Garage Type	Attached
Garage Area	977 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R7127301006
Street Address	2822 WATERFRONT DR
City	MONUMENT
State	CO
Zip	80132-7977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 12 FOREST LAKES FIL NO 3
Legal Subdivision	FOREST LAKES FIL NO 3
Legal Lot Number	12
Jurisdiction	EL PASO CO
Township / Civil Division	MONUMENT
Census Block Group	2
Census Block	2057
Census Tract	3712

Owner

2822 Waterfront Dr is owned and occupied by two individuals who bought it in September 2019.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2822 WATERFRONT DR, MONUMENT, CO 80132-7977
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage CENTRAL TRUST BANK
May 21, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CIVIC FIN'L SVCS
Dec 27, 2018	Trustee's Deed, Construction Loan · Construction Mortgage INTEGRITY BK
Jan 3, 2018	Trustee's Deed, Transfer · Line of Credit H&D MONUMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Deed Document Number	2019113198
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Sep 18, 2019
Property Address	2822 WATERFRONT DR, MONUMENT, CO 80132-7977
Document Number	0000113198
Instrument Date	Sep 17, 2019
Instrument	219113198
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021
Title Company	LEGACY TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2822 WATERFRONT DRIVE, COLORADO SPRINGS, CO 80908

Mortgage

Document Number	0000113199
Date	Sep 18, 2019
Instrument	219113199

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	EL PASO CO
Recording Date	May 21, 2019
Property Address	2822 WATERFRONT DR, MONUMENT, CO 80132-7977
Instrument Date	May 16, 2019
Instrument	54501
Transaction Type	Construction Loan
Record Updated	May 31, 2019
Title Company	LEGACY TITLE AGENCY INC, LEGACY TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19475 BEACON LITE RD MONUMENT CO 801329638, MONUMENT, CO 80132-9638

Mortgage

Document Number	0000054501
Date	May 21, 2019
Instrument	54501

Lender

Name	CIVIC FIN'L SVCS
Address	REDONDO BEACH, CA 90278

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 20, 2020

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	EL PASO CO
Recording Date	Dec 27, 2018
Property Address	2822 WATERFRONT DR, MONUMENT, CO 80132-7977
Instrument Date	Dec 27, 2018
Instrument	148065
Transaction Type	Construction Loan
Record Updated	Jan 8, 2019
Title Company	LEGACY TITLE AGENCY INC, LEGACY TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2822 WATERFRONT DR MONUMENT CO 801327977, MONUMENT, CO 80132-7977

Mortgage

Document Number	0000148065
Date	Dec 27, 2018
Instrument	148065

Lender

Name	INTEGRITY BK
Type	Bank
Address	MONUMENT, CO 80132

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 26, 2019

Interest

Rate Type	Adjustable Rate

January 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	EL PASO CO
Recording Date	Jan 3, 2018
Property Address	2822 WATERFRONT DR, MONUMENT, CO 80132-7977
Document Number	0000000762
Instrument Date	Dec 28, 2017
Instrument	762
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$52.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19825 SOARING WING DR COLORADO SPRINGS CO 809082305, COLORADO SPRINGS, CO 80908-2305

Mortgage

Document Number	763
Date	Jan 3, 2018
Instrument	763

Lender

Name	H&D MONUMENT LLC
Address	320 STARFIRE WAY, GOLDEN, CO 80401-8847

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2822 Waterfront Dr was $7,047, up 2.6% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,960 (-)	$1,048,966 (-)
2025	$7,047.00 (+2.61%)	$73,960 (+6.51%) Land $17,630 Building $56,330	$1,048,966 Land $250,000 Building $798,966
2024	$6,868.00 (+3.67%)	$69,440 (-) Land $17,230 Building $52,210
2023	$6,625.00 (+9.89%)	$69,440 (+32.77%) Land $17,230 Building $52,210	$1,036,424 (+37.72%) Land $257,200 Building $779,224
2022	$6,029.00	$52,300 Land $13,240 Building $39,060	$752,584 Land $190,500 Building $562,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2822 Waterfront Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2822 Waterfront Dr is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 96% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST LAKES MD private · serves 1,049 people · EPA ID CO0121360
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
Force Broadband Fixed Wireless · Fiber in parts of the area	300 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, T-Mobile, Xfinity.

Nearby Properties on Waterfront Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures