2822 W 1st St, Duluth, MN 55806 Property Records

St. Louis County property record for 2822 W 1st St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,120 sqft · built 1927
Lot Size	0.161 acres (7,011 sqft)
Owner	Individual Name on File
Last Sale	$13,939 (Jul 2021)
Tax Bill	$2,096 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3190-02720`

Property Details

APN / Parcel Number

Primary APN	`010-3190-02720`
Alternative APN	`1112476`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,120 sqft Gross Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	7,011 sqft (0.161 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	102 sqft
Deck Area	48 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1112476
Street Address	2822 W 1ST ST
City	DULUTH
State	MN
Zip	55806-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 SERIAL #
Legal Subdivision	MARINE DIV OF DULUTH
Legal Block	19
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2025
Census Tract	15600

Owner

2822 W 1st St is owned and occupied by an individual who bought it in July 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2822 W 1ST ST, DULUTH, MN 55806-1714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Loan Assumption NATIONSTAR MORTGAGE LLC
Jul 12, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 16, 2019	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Sep 11, 2017	Affidavit of Death, Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Deed Document Number	20211418689
Prior Transfer Date	Jun 3, 2021
Prior Transfer Doc	0001418689
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2822 W 1ST ST, DULUTH, MN 55806-1714
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 W 1ST ST, DULUTH, MN 55806-1714

Mortgage

Document Number	0001459094
Date	Dec 22, 2022
Instrument	1459094

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	324 Months
Due	Dec 1, 2049

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 12, 2021
Property Address	2822 W 1ST ST, DULUTH, MN 55806-1714
Document Number	0001418689
Instrument Date	Jun 3, 2021
Instrument	1418689
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount on Record
Tax	$311.30
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 W 1ST ST, DULUTH, MN 55806-1714

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2822 W 1ST ST, DULUTH, MN 55806-1714
Document Number	00A1369020
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 W 1ST ST DULUTH MN 558061714, DULUTH, MN 55806-1714

Mortgage

Document Number	00A1369020
Date	Dec 6, 2019
Instrument	A1369020

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

September 2017: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Sep 11, 2017
Property Address	2822 W 1ST ST, DULUTH, MN 55806-1714
Document Number	00A1317178
Instrument Date	Jul 25, 2017
Instrument	A1317178
Transaction Type	Mortgage
Record Updated	Sep 22, 2017
Title Company	VANTAGE POINT TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 W 1ST ST DULUTH MN 558061714, DULUTH, MN 55806-1714

Mortgage

Document Number	A1317180
Date	Sep 11, 2017
Instrument	A1317180

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 10, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 2822 W 1st St was $2,096 with a homeowner's exemption, up 11.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,096.00 (+11.61%) Homeowner's exemption
2025	$1,878.00 (+2.4%) Homeowner's exemption	$184,600 (+12.56%) Land $26,500 Building $158,100	$184,600 (+12.56%) Land $26,500 Building $158,100
2024	$1,834.00	$164,000 Land $31,800 Building $132,200	$164,000 Land $31,800 Building $132,200
2022		$136,800 Land $28,000 Building $108,800	$136,800 Land $28,000 Building $108,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2822 W 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2822 W 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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