2822 SE Dune Dr, Apt 2304, Stuart, FL 34996 Property Records

Martin County property record for 2822 SE Dune Dr, Apt 2304, Stuart, FL 34996

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 2,762 sqft · built 1984
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Apr 2025)
Tax Bill	$14,482 (2025)
Deeds & Mortgages	Apr 2020 Transfer
Flood Zone	Zone AO (high risk)
APN	`08-38-42-021-000-2304.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-42-021-000-2304.0-4-0000`
Alternative APNs	`08-38-42-021-000-23040-4` `45959`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,762 sqft Living Area
1st Floor Area	2,762 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45959
Street Address	2822 SE DUNE DR, 2304
City	STUART
State	FL
Zip	34996-1927
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	2800 SE DUNE DRIVE CONDO SAILFISH POINT PHASE II UNIT 2304
Legal Range	42E
Legal Township	38S
Legal Section	8
Legal Subdivision	2800 DUNE DRIVE CONDO
Legal Block	1
Legal Lot Number	2304
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1002
Census Tract	100

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2822 SE DUNE DR, 2402, STUART, FL 34996-1927
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Prior Sale	Jun 2, 1994 · Amount on Record
Deed Document Number	20253122566
Deed Book / Page	3492 / 2531
Prior Transfer Date	Mar 30, 2020
Prior Transfer Doc	0031260010
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 29, 2020
Property Address	2822 SE DUNE DR APT 2304, 2304, STUART, FL 34996-1927
Document Number	0031260010
Book / Page	003126 / 000010
Instrument Date	Mar 30, 2020
Instrument	2811847
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1201 EDGECLIFF PL #1200 CINCINNATI OH 452062853, 1200, CINCINNATI, OH 45206-2853

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,482.00 (+4.87%)	$763,381 (+21%)	$1,207,300 (+27.43%) Building $1,207,300
2024	$13,810.00 (+10.19%)
2023	$12,533.00 (+19.02%)	$630,894 (+1%)	$947,390 (+32.34%) Building $947,390
2022	$10,530.00	$573,540	$715,860 Building $715,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20