2822 S 146th St, Omaha, NE 68144 Property Records

Douglas County property record for 2822 S 146th St, Omaha, NE 68144

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,572 sqft · built 1984
Lot Size	0.211 acres (9,211 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,370 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0910701036`

Property Details

APN / Parcel Number

Primary APN	`R0910701036`
Alternative APNs	`1070 1036 09` `0910701036`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,572 sqft Living Area
Basement Area	571 sqft
Finished Basement	300 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,211 sqft (0.211 acres)
Lot Dimensions	151 ft deep x 61 ft wide
Garage Type	Built-in
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0910701036
Street Address	2822 S 146TH ST
City	OMAHA
State	NE
Zip	68144-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4(35)
Legal Description	CRESCENT OAKS LOT 15 BLOCK 0 IRREG
Legal Subdivision	CRESCENT OAKS
Legal Lot Number	15
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	3
Census Block	3103
Census Tract	7409

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2822 S 146TH ST, OMAHA, NE 68144-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Mar 30, 2018	Loan Modification, Mortgage · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2004
Deed Sale	Nov 17, 2004
Deed Document Number	2004153559
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Apr 15, 2026
Property Address	2822 S 146TH ST, OMAHA, NE 68144-3213
Document Number	0000030352
Instrument Date	Apr 10, 2026
Instrument	202630352
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 S 146TH ST, OMAHA, NE 68144-3213

Mortgage

Document Number	0000030352,
Date	Apr 15, 2026
Instrument	202630352

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2051

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	2822 S 146TH ST, OMAHA, NE 68144-3213
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021139841
Date	Oct 22, 2021
Instrument	2021139841

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	2822 S 146TH ST, OMAHA, NE 68144-3213
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021091314
Date	Jul 12, 2021
Instrument	2021091314

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	2822 S 146TH ST, OMAHA, NE 68144-3213
Document Number	0000090170
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2822 S 146TH ST OMAHA NE 681443213, OMAHA, NE 68144-3213

Mortgage

Document Number	0000090170
Date	Oct 22, 2019
Instrument	90170

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DOUGLAS NE
Property Address	2822 S 146TH ST, OMAHA, NE 68144-3213
Document Number	0000030750
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2822 S 146TH ST OMAHA NE 681443213, OMAHA, NE 68144-3213

Mortgage

Document Number	0000030750
Date	Apr 25, 2018
Instrument	30750

Lender

Name	WFB NA
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 24, 2058

Interest

Rate	4%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,700 (+9.18%) Land $30,000 Building $231,700	$261,700 (+9.18%) Land $30,000 Building $231,700
2024	$4,370.00 (-8.42%)
2023	$4,772.00 (+7.57%)	$239,700 Land $30,000 Building $209,700	$239,700 Land $30,000 Building $209,700
2022	$4,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	4 (1978–1983)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Nextlink.

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