2822 el Dorado Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 2822 el Dorado Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,190 sqft · built 1989
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Nov 2022)
Tax Bill	$7,945 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`024-039-017-000`

Property Details

APN / Parcel Number

Primary APN	`024-039-017-000`
Alternative APN	`024-039-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,190 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Wood
Lot Area	19,602 sqft (0.45 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Old Parcel Number	024-039-017
Street Address	2822 EL DORADO DR
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUE LAKE SPRINGS 8 LOT 165
Legal Subdivision	BLUE LAKE SPRINGS
Legal Lot Number	165
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	2
Census Block	2000
Census Tract	505

Owner

2822 el Dorado Dr is owned by an individual who bought it in November 2022.

Source: Calaveras County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	216 BERKSHIRE CT, DANVILLE, CA 94526-5503
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage VALLEY STRONG CU
Nov 10, 2022	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Nov 10, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Nov 25, 2020	Grant Deed, Transfer SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC
Aug 6, 2019	Trustee's Deed, Foreclosure WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Nov 25, 2020 · Amount on File
Deed Document Number	202213027
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	2822 EL DORADO DR, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 BERKSHIRE CT, DANVILLE, CA 94526-5503

Mortgage

Document Number	0000010210
Date	Oct 7, 2025
Instrument	2025-010210

Lender

Name	VALLEY STRONG CU
Type	Credit Union
Address	BAKERSFIELD, CA 93389

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	5-Year TN
Max Rate	10.8%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Nov 10, 2022
Property Address	2822 EL DORADO DR, ARNOLD, CA 95223
Document Number	0000013026
Map Reference	MB 2 PG 91
Instrument Date	Nov 6, 2022
Instrument	2022-013026
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36681 PORT SAILWOOD DR, NEWARK, CA 94560-2644

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Nov 10, 2022
Property Address	2822 EL DORADO DR, ARNOLD, CA 95223
Document Number	0000013027
Map Reference	MB 2 PG 91
Instrument Date	Nov 4, 2022
Instrument	2022-013027
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36681 PORT SAILWOOD DR, NEWARK, CA 94560-2644

Mortgage

Document Number	0000013028
Date	Nov 10, 2022
Instrument	2022-013028

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Nov 25, 2020
Property Address	2822 EL DORADO DR, ARNOLD, CA 95223
Document Number	0000017628
Instrument Date	Nov 23, 2020
Instrument	17628
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transaction

Amount	Amount on Record
Tax	$471.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	446 CASITA CT LOS ALTOS CA 940221736, LOS ALTOS, CA 94022-1736

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 6, 2019
Property Address	2822 EL DORADO DR, ARNOLD, CA 95223
Document Number	0000008899
Instrument Date	Jul 30, 2019
Instrument	8899
Transaction Type	Foreclosure
Record Updated	Sep 9, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount on Record
Tax	$359.94
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	2900 ESPERANZA XING AUSTIN TX 787583658, AUSTIN, TX 78758-3658
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2822 el Dorado Dr was $7,945.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$702,094 (+1.84%) Land $31,836 Building $670,258
2025	$7,945.00	$689,400 Land $31,212 Building $658,188
2023	$7,589.00 (+47.33%)	$650,000 Land $30,000 Building $620,000
2022	$5,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2822 el Dorado Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2822 el Dorado Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE LAKE SPRINGS MUT WTR private · serves 4,822 people · EPA ID CA0510009
Water Source	Purchased surface water from CCWD - EBBETTS PASS
Last State Inspection	Oct 2023
Lead	16 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Cal.net.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on el Dorado Dr

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