2822 Chesapeake Ln, Bloomington, IL 61704 Property Records

McLean County property record for 2822 Chesapeake Ln, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,613 sqft · built 1997
Lot Size	0.31 acres (13,518 sqft)
Owner	2 Individual Names on File
Last Sale	$389,500 (Mar 2026)
Tax Bill	$8,518 (2024)
Deeds & Mortgages	Mar 2009 Mortgage Apr 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-30-126-011`

Property Details

APN / Parcel Number

Primary APN	`15-30-126-011`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,613 sqft Living Area
Gross Area	3,064 sqft
1st Floor Area	1,040 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	13,518 sqft (0.31 acres)
Lot Dimensions	159 ft deep x 47 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2822 CHESAPEAKE LN
City	BLOOMINGTON
State	IL
Zip	61704-8380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 12 EAGLE CREST NORTH SUB
Legal Range	03E
Legal Township	24N
Legal Section	30
Legal Subdivision	EAGLE CREST NORTH SUB
Legal Lot Number	12
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2001
Census Tract	5103

Owner

2822 Chesapeake Ln is owned and occupied by two individuals who bought it in March 2026.

Source: McLean County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2822 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2009	Deed of Trust, Mortgage BANK OF ILLINOIS
Apr 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Mar 18, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 20, 2021	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on File
Deed Sale	Mar 18, 2026 · Amount on File
Prior Sale	May 17, 2023 · Amount on File
Deed Document Number	20263730
Prior Transfer Date	Oct 8, 2021
Prior Transfer Doc	0000025330
Record Updated	Oct 29, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2822 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900008571
Date	Mar 23, 2009
Instrument	2009-00008571

Lender

Name	BANK OF ILLINOIS
Type	Bank
Address	NORMAL, IL 61761

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2039

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2822 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380

Mortgage

Document Number	202500005311
Date	Apr 23, 2025
Instrument	2025-00005311

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2045

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 18, 2026
Property Address	2822 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380
Document Number	202600003730
Map Reference	DOC 96-26888
Instrument Date	Feb 12, 2026
Instrument	2026-00003730
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ILHTG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2822 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380

Mortgage

Document Number	202600003731
Date	Mar 18, 2026
Instrument	2026-00003731

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.49%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 17, 2023
Property Address	2822 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380
Document Number	202300006267
Map Reference	DOC 96-26888
Instrument Date	Apr 23, 2023
Instrument	2023-00006267
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380

Mortgage

Document Number	202300006268
Date	May 17, 2023
Instrument	2023-00006268

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 20, 2021
Property Address	2822 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380
Document Number	202100025330
Map Reference	DOC 96-26888
Instrument Date	Oct 8, 2021
Instrument	2021-00025330
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 CHESAPEAKE LN, 2822, BLOOMINGTON, IL 61704-8380

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,242 Land $25,684 Building $93,558	$357,726 Land $77,052 Building $280,674
2024	$8,518.00 (+28.32%)
2023	$6,638.00	$89,354 Land $19,246 Building $70,108	$268,062 Land $57,738 Building $210,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2822 Chesapeake Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2822 Chesapeake Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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