Cleveland County property record for 2822 Bettis Rd, Earl, NC 28038
| Property Type | Single Family Home |
|---|---|
| Details | 1,458 sqft · built 1959 |
| Lot Size | 2.71 acres (118,048 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Jun 2026) |
| Tax Bill | $2,122 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1368293 |
| Primary APN | 1368293 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,458 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 118,048 sqft (2.71 acres) |
| Lot Dimensions | 305 ft deep x 257 ft wide |
| Garage Type | Carport |
| Garage Area | 246 sqft |
| Carport | Carport |
| Carport Area | 246 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 126 sqft |
| Storage Building | 54 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1368293 |
|---|---|
| Street Address | 2822 BETTIS RD |
| City | EARL |
| State | NC |
| Zip | 28038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | 2.71AC RD 2225 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 951601 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2822 BETTIS RD, GROVER, NC 28073-9784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| May 3, 2021 | Intrafamily Transfer, Transfer |
| Jul 13, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Jul 2, 2025 · Amount on Record |
| Deed Document Number | 2026200130129 |
| Deed Book / Page | 1977 / 2019 |
| Prior Transfer Date | May 26, 2020 |
| Prior Transfer Doc | 0018162262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 25, 2026 |
| Property Address | 2822 BETTIS RD, GROVER, NC 28073-9784 |
| Document Number | 0200130129 |
| Book / Page | 1977 / 2019 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026200130129 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2822 BETTIS RD, GROVER, NC 28073-9784 |
| Document Number | 0200130129, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 1977/2022 |
| Instrument | 2026200130129 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 3, 2021 |
| Property Address | 2822 BETTIS RD, GROVER, NC 28073-9784 |
| Document Number | 0018400060 |
| Book / Page | 1840 / 60 |
| Map Reference | MB 1816 PG 2262 |
| Instrument Date | May 3, 2021 |
| Instrument | 200054643 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2822 BETTIS RD, GROVER, NC 28073-9784 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 13, 2020 |
| Property Address | 2822 BETTIS RD, EARL, NC 28038 |
| Document Number | 0018162262 |
| Book / Page | 001816 / 002262 |
| Instrument Date | May 26, 2020 |
| Instrument | 1459 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2822 BETTIS ROAD GROVER GROVER NC 28073, GROVER, NC 28073 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Earl Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,122.00 (+161.65%) | $255,513 (+156.56%) Land $36,116 Building $219,397 | $255,513 (+156.56%) Land $36,116 Building $219,397 |
| 2025 | $811.00 | $99,590 (-1.63%) Land $36,116 Building $63,474 | $99,590 (-1.63%) Land $36,116 Building $63,474 |
| 2023 | $101,240 Land $23,475 Building $77,765 | $101,240 Land $23,475 Building $77,765 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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