Manitowoc County property record for 2822 10th St, Two Rivers, WI 54241
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 721 sqft · built 1947 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Apr 2026) |
| Tax Bill | $1,688 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-109-007-180.07 |
| Primary APN | 53-109-007-180.07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 721 sqft Living Area |
| Gross Area | 1,706 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 6,708 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2822 10TH ST |
|---|---|
| City | TWO RIVERS |
| State | WI |
| Zip | 54241-3304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BLVD PARK ADD LOT 18 BLK 7 |
| Legal Subdivision | BLVD PARK ADD |
| Legal Block | 7 |
| Legal Lot Number | 18 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | TWO RIVERS |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 5400 |
2822 10th St is owned by two individuals who bought it in April 2026.
Source: Manitowoc County records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 712 N 7TH ST, MANITOWOC, WI 54220-3907 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage SHORELINE CREDIT UNION |
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage SHORELINE CREDIT UNION |
| Aug 26, 2022 | Warranty Deed, Transfer · USDA Mortgage DIRECT MORTGAGE LOANS LLC |
| Feb 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on File |
| Deed Sale | Apr 30, 2026 · Amount on File |
| Prior Sale | Feb 1, 2022 · Amount on File |
| Deed Document Number | 20261294624 |
| Deed Book / Page | 3761 / 270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Apr 30, 2026 |
| Property Address | 2822 10TH ST, TWO RIVERS, WI 54241-3304 |
| Document Number | 0001294624 |
| Book / Page | 3761 / 270 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.1294624 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 N 7TH ST, MANITOWOC, WI 54220-3907 |
| Document Number | 0001294625, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026.1294625 |
| Name | SHORELINE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 28, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Apr 30, 2026 |
| Property Address | 2822 10TH ST, TWO RIVERS, WI 54241-3304 |
| Document Number | 003761/270 |
| Book / Page | 3761 / 270 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20261294624 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 N 7TH ST, MANITOWOC, WI 54220-3907 |
| Document Number | 0001294625, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20261294625 |
| Name | SHORELINE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 28, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Aug 26, 2022 |
| Property Address | 2822 10TH ST, TWO RIVERS, WI 54241-3304 |
| Document Number | 003518/318 |
| Book / Page | 3518 / 318 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 1255149 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | BAY TITLE COMPANY, BAY TITLE AND ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001255150 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 1255150 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Feb 1, 2022 |
| Property Address | 2822 10TH ST, TWO RIVERS, WI 54241-3304 |
| Document Number | 003472/522 |
| Book / Page | 3472 / 522 |
| Instrument Date | Dec 26, 2021 |
| Instrument | 1247288 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2822 10TH ST, TWO RIVERS, WI 54241-3304 |
| Document Number | 0001247289 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 1247289 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 2822 10th St was $1,688, up 8.8% from the year before.
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| Municipality | Two Rivers City |
| Unified School District | Two Rivers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,688.00 (+8.83%) Homeowner's exemption Additional exemption filed | $111,000 (-) Land $9,700 Building $101,300 | $128,333 Land $11,215 Building $117,118 |
| 2024 | $1,551.00 (+107.35%) | $111,000 (+191.34%) Land $9,700 Building $101,300 | |
| 2023 | $748.00 Homeowner's exemption | $38,100 Land $4,600 Building $33,500 | $60,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2822 10th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2822 10th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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