28218 Whispering Maple Way, Spring, TX 77386 Property Records

Montgomery County property record for 28218 Whispering Maple Way, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details6 ba · 5,370 sqft · built 2020
Lot Size1.32 acres (57,779 sqft)
Owner2 Individual Names on Record
Tax Bill$10,170 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN2572-04-14200

Property Details

APN / Parcel Number

Primary APN2572-04-14200
Alternative APN
  • R358954

Interior

Full Baths5 Baths
Half Baths2 Half Baths
Plumbing Fixtures19 Plumbing Fixtures
Stories1 Story
Building Area5,370 sqft Living Area
Gross Area6,657 sqft
1st Floor Area5,370 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area57,779 sqft
View / LotPrimary
Garage TypeAttached
Garage Area1,287 sqft
Parking Spaces5 Parking Spaces
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28218 WHISPERING MAPLE WAY
CitySPRING
StateTX
Zip77386-3776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS257204 - BENDERS LANDING ESTATES 04, BLOCK 7, LOT 28
Legal SubdivisionBENDERS LANDING ESTATES 04
Legal Block7
Legal Lot Number28
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2026
Census Tract692010

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28218 WHISPERING MAPLE WAY, SPRING, TX 77386-3776
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Jun 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST UNITED BANK & TRUST CO
Jan 2, 2020Deed of Trust, Mortgage · Construction Mortgage
FIRST UNITED BANK & TRUST CO
Aug 15, 2018Warranty Deed, Transfer
CHICAGO TITLE/TX LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2018
Deed SaleAug 15, 2018
Prior SaleAug 15, 2011
Deed Document Number201879056
Prior Transfer DateJul 14, 2006
Prior Transfer Doc0000082240
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28218 WHISPERING MAPLE WAY, SPRING, TX 77386-3776
Transaction TypeMortgage
Record UpdatedJun 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066996
DateMay 26, 2022
Instrument2022066996
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 23, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28218 WHISPERING MAPLE WAY, SPRING, TX 77386-3776
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078728
DateJun 8, 2021
Instrument2021078728
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressDURANT, OK 74701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28218 WHISPERING MAPLE WAY, SPRING, TX 77386-3776
Transaction TypeMortgage
Record UpdatedSep 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000191
DateJan 2, 2020
Instrument2020000191
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressDURANT, OK 74701
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.8%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2036
Change FrequencyAnnually
Min Rate At Change3.8%
Max Rate At Change8.8%
Index1-Year LIBOR
Max Rate8.8%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateAug 15, 2018
Property Address28218 WHISPERING MAPLE WAY, SPRING, TX 77386-3776
Document Number0000079056
Instrument DateAug 14, 2018
Instrument79056
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyCHICAGO TITLE/TX LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address31307 SUNSET OAKS LN SPRING TX 773867094, SPRING, TX 77386-7094

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,233,000 (-1.58%) Land $447,787 Building $785,213$1,233,000 (-9.13%) Land $447,787 Building $785,213
2025$10,170.00 (-6.74%) Homeowner's exemption Senior Citizen's exemption$1,252,831 (+1%) Land $447,787 Building $909,124$1,356,911 (+4.9%) Land $447,787 Building $909,124
2024$10,905.00 (-1%) Homeowner's exemption Senior Citizen's exemption$1,138,937 (+1%) Land $447,787 Building $845,713$1,293,500 (+13.31%) Land $447,787 Building $845,713
2023$11,015.00 Homeowner's exemption$1,035,400 Land $277,340 Building $864,200$1,141,540 Land $277,340 Building $864,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 489 policies
Nearby Flood Policies489 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENDERS LANDING WATER PLANT 1 & 2
private · serves 5,892 people · EPA ID TX1700678
Water SourceGroundwater
Last State InspectionFeb 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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