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2821 Valley Gate Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2821 Valley Gate Dr, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 2005
Square Footage3,277 sqft Adjusted Area
Lot Size72,591 sqft (1.66 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2020)
Tax Bill$2,158.00 (2025)

Owner

Source: DeSoto County records · APN 3-07-2-09-01-0-00036-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2821 VALLEY GATE DR, HERNANDO, MS 38632-9478
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2026Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NATIONAL BANK
Dec 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Feb 03, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 03, 2020 · Amount on Record
Deed SaleFeb 03, 2020 · Amount on Record
Deed Book / Page910 / 791
Prior Transfer DateJan 24, 2020
Prior Transfer Doc000910/791
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateJul 07, 2026
Property Address2821 VALLEY GATE DR, HERNANDO, MS 38632-9478
Document Number5663075853
Book / Page5663 / 75853
Instrument DateJun 18, 2026
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 VALLEY GATE DR, HERNANDO, MS 38632-9478

Mortgage

Document Number5663075853,
DateJul 07, 2026
Book Page5663/75853
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 24, 2046
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2821 VALLEY GATE DR, HERNANDO, MS 38632-9478
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 VALLEY GATE DR, HERNANDO, MS 38632-9478

Mortgage

Document Number005101/431
DateDec 01, 2020
Book Page5101/431
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateFeb 03, 2020
Property Address2821 VALLEY GATE DR, HERNANDO, MS 38632-9478
Document Number000910/791
Book / Page0910 / 791
Map ReferenceMB 79 PG 33-38
Instrument DateJan 24, 2020
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyGENESIS TITLE AGENCY LLC

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2821 VALLEY GATE DR, HERNANDO, MS 38632-9478

Mortgage

Document Number0004879001
DateFeb 03, 2020
Instrument4879/001
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,158.00 (+14.54%)$29,682 (+36.48%) Land $4,000 Building $25,682$296,815 (+36.48%) Land $40,000 Building $256,815
2023$1,884.00$21,748$217,477 Land $40,000 Building $177,477

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 43% of the US · above 37% of Mississippi
Wildfire LikelihoodAbout 1 in 1,149 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN3-07-2-09-01-0-00036-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,277 sqft Adjusted Area
1st Floor2,364 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Roof MaterialShingle Roof
Lot Area72,591 sqft (1.66 acres)
Patio Area308 sqft Patio

Location & Zoning

Street Address2821 VALLEY GATE DR
CityHERNANDO
StateMS
Zip38632-9478
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFOUNTAIN GATE LOT 36
Legal Range007
Legal Township03S
Legal Section09
Legal SubdivisionFOUNTAIN GATE
Legal Lot Number36
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup2
Census Block2028
Census Tract71001

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