2821 Tiara Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2821 Tiara Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,358 sqft · built 1965
Lot Size	0.365 acres (15,905 sqft)
Owner	2 Individual Names on File
Last Sale	$130,700 (Jun 2018)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018.028.03003043`

Property Details

APN / Parcel Number

Primary APN	`018.028.03003043`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,358 sqft Living Area
Gross Area	2,758 sqft
1st Floor Area	2,358 sqft
Basement Area	260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	15,905 sqft (0.365 acres)
Lot Dimensions	125 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	122 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2821 TIARA DR
City	ARNOLD
State	MO
Zip	63010-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ROSEWOOD 2; LOT 30 ROSEWOOD 3; LOT 88 (27/26)
Legal Range	6E
Legal Township	43N
Legal Section	28
Legal Subdivision	ROSEWOOD 2
Legal Block	2
Legal Lot Number	30,88
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2004
Census Tract	700122

Owner

2821 Tiara Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2821 TIARA DR, ARNOLD, MO 63010-3029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 29, 2020	Deed of Trust, Mortgage HOME PT FIN'L
Apr 29, 2019	Deed of Trust, Mortgage · VA Mortgage CAPGROW HM MTG
Jun 8, 2018	Quit Claim Deed, Transfer · VA Mortgage CAPGROW HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Feb 18, 2015 · Amount on File
Deed Document Number	201817001
Prior Transfer Date	Jun 4, 2018
Prior Transfer Doc	0000017001
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2821 TIARA DR, ARNOLD, MO 63010-3029
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 TIARA DR, ARNOLD, MO 63010-3029

Mortgage

Document Number	0000006512
Date	Mar 21, 2024
Instrument	2024R-006512

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 2, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2821 TIARA DR, ARNOLD, MO 63010-3029
Document Number	0000001852
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2821 TIARA DR ARNOLD MO 630103029, ARNOLD, MO 63010-3029

Mortgage

Document Number	0000001852
Date	Jan 14, 2021
Instrument	1852

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 13, 2046

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2821 TIARA DR, ARNOLD, MO 63010-3029
Document Number	0000012263
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2821 TIARKA DR ARNOLD MO 63010, ARNOLD, MO 63010

Mortgage

Document Number	0000012263
Date	May 3, 2019
Instrument	12263

Lender

Name	CAPGROW HM MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	May 2, 2047

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 8, 2018
Property Address	2821 TIARA DR, ARNOLD, MO 63010-3029
Document Number	0000017001
Instrument Date	Jun 4, 2018
Instrument	17001
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2821 TIARA DR ARNOLD MO 630103029, ARNOLD, MO 63010-3029

Mortgage

Document Number	17002
Date	Jun 8, 2018
Instrument	17002

Lender

Name	CAPGROW HM MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2821 Tiara Dr was $2,378, up 3.7% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,100 (-) Land $3,400 Building $31,700	$184,500 (-) Land $17,800 Building $166,700
2025	$2,378.00 (+3.66%)	$35,100 Land $3,400 Building $31,700	$184,500 (-) Land $17,800 Building $166,700
2024	$2,294.00 (+0.61%)		$184,500 (+7.08%) Land $17,800 Building $166,700
2023	$2,280.00	$32,800 Land $3,400 Building $29,400	$172,300 Land $17,800 Building $154,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2821 Tiara Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1993–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2821 Tiara Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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