2821 Summit Dr, Escondido, CA 92025 Property Records

San Diego County property record for 2821 Summit Dr, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,329 sqft · built 1999
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on Record
Last Sale	$1,750,000 (May 2026)
Tax Bill	$12,326 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`237-150-42-00`

Property Details

APN / Parcel Number

Primary APN	`237-150-42-00`
Alternative APN	`2371503500`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,329 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	87,120 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2371503500
Street Address	2821 SUMMIT DR
City	ESCONDIDO
State	CA
Zip	92025-7523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM10400
Legal Subdivision	PARCEL MAP NO 10400
Legal Tract	10400
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	20706

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2821 SUMMIT DR, ESCONDIDO, CA 92025-7523
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 4, 2026	Grant Deed, Transfer · VA Mortgage CALIFORNIA TITLE COMPANY
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	2026126514
Prior Transfer Date	Oct 27, 2016
Prior Transfer Doc	0000619391
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2821 SUMMIT DR, ESCONDIDO, CA 92025-7523
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	NAVY FEDERAL TITLE AGENCY LLC, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 SUMMIT DR, ESCONDIDO, CA 92025-7523

Mortgage

Document Number	0000496890
Date	Jul 12, 2021
Instrument	2021-0496890

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2026
Property Address	2821 SUMMIT DR, ESCONDIDO, CA 92025-7523
Document Number	0000126514
Instrument Date	Apr 21, 2026
Instrument	2026.126514
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	2821 SUMMIT DR, ESCONDIDO, CA 92025-7523

Mortgage

Document Number	0000126515,
Date	May 4, 2026
Instrument	2026..126515

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2821 SUMMIT DR, ESCONDIDO, CA 92025-7523
Document Number	0000367124
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2821 SUMMIT DR ESCONDIDO CA 920257523, ESCONDIDO, CA 92025-7523

Mortgage

Document Number	0000367124
Date	Aug 28, 2019
Instrument	367124

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,106,842 (+2%) Land $577,786 Building $529,056
2025	$12,326.00 (+2.06%)	$1,085,140 (+4.04%) Land $566,457 Building $518,683
2024	$12,077.00 (+2.41%)
2023	$11,793.00 (+1.24%)	$1,043,004 Land $544,461 Building $498,543
2022	$11,649.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

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