2821 Ruff Ave, Pinole, CA 94564 Property Records

Contra Costa County property record for 2821 Ruff Ave, Pinole, CA 94564

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,969 sqft · built 1959
Lot Size	0.222 acres (9,656 sqft)
Owner	Company Name on Record
Last Sale	$692,727 (Apr 2020)
Tax Bill	$4,246 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`360-162-010-1`

Property Details

APN / Parcel Number

Primary APN	`360-162-010-1`
Alternative APN	`360-162-010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,969 sqft Living Area
Gross Area	2,323 sqft
1st Floor Area	1,540 sqft
2nd Floor Area	429 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Block
Construction Type	Frame
Lot Area	9,656 sqft (0.222 acres)
Garage Type	Attached
Garage Area	354 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2821 RUFF AVE
City	PINOLE
State	CA
Zip	94564-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2295 LOT 4 LESS MRR
Legal Tract	2295
Legal Lot Number	4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	359202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2821 RUFF AVE, PINOLE, CA 94564-1433
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Apr 10, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Nov 15, 2017	Quit Claim Deed CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 10, 2017	Deed of Trust, Mortgage · Line of Credit MECHANICS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Deed Document Number	202068714
Prior Transfer Date	Mar 31, 2020
Prior Transfer Doc	0000068712
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2821 RUFF AVE, PINOLE, CA 94564-1433
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025614
Date	Feb 26, 2019
Instrument	2019-025614

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 10, 2020
Property Address	2821 RUFF AVE, PINOLE, CA 94564-1433
Document Number	0000068712
Map Reference	MB 72 PG 3
Instrument Date	Mar 31, 2020
Instrument	2020-068712
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 RUFF AVE, PINOLE, CA 94564-1433

Mortgage

Document Number	0000068713
Date	Apr 10, 2020
Instrument	2020-068713

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 10, 2020
Property Address	2821 RUFF AVE, PINOLE, CA 94564-1433
Document Number	0000068714
Instrument Date	Mar 31, 2020
Instrument	68714
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2821 RUFF AVE PINOLE CA 945641433, PINOLE, CA 94564-1433

November 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 15, 2017
Property Address	2821 RUFF AVE, PINOLE, CA 94564-1433
Document Number	0000215567
Instrument Date	Nov 10, 2017
Instrument	215567
Record Updated	Nov 21, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2821 RUFF AVE PINOLE CA 945641433, PINOLE, CA 94564-1433

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2821 RUFF AVE, PINOLE, CA 94564-1433
Document Number	0000215568
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2821 RUFF AVE PINOLE CA 945641433, PINOLE, CA 94564-1433

Mortgage

Document Number	0000215568
Date	Nov 15, 2017
Instrument	215568

Lender

Name	MECHANICS BK
Type	Bank
Address	HERCULES, CA 94547-5610

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pinole City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$236,528 (+2%) Land $88,699 Building $147,829
2025	$4,246.00 (+6.76%) Homeowner's exemption	$231,891 (+4.04%) Land $86,960 Building $144,931
2023	$3,977.00 (+0.76%) Homeowner's exemption	$222,888 Land $83,584 Building $139,304
2022	$3,947.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Unwired.

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