2821 Ross Rd, Durham, NC 27703 Property Records

Durham County property record for 2821 Ross Rd, Durham, NC 27703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1985
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$90,000 (Aug 2017)
Tax Bill$2,825 (2025)
Deeds & MortgagesJul 2023 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0841-56-9259

Property Details

APN / Parcel Number

Primary APN0841-56-9259
Alternative APNs
  • 0841-56-92-5979
  • 084111569360
  • 132401

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,248 sqft Heated Area
1st Floor Area1,248 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsphalt
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions197 ft deep x 109 ft wide
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address2821 ROSS RD
CityDURHAM
StateNC
Zip27703-2520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-8
Legal DescriptionHUSKETT ACRES/LT#001-002 PL:000042-000056
Legal SubdivisionHUSKETT ACRES
Legal Lot Number1,2
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group2
Census Block2017
Census Tract1802

Owner

Source: Durham County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2821 ROSS RD, DURHAM, NC 27703-2520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
ALCOVA MORTGAGE LLC
Aug 29, 2017Warranty Deed, Transfer · Conventional Mortgage
LARRY AYCOCK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2017 · Amount on Record
Deed SaleAug 29, 2017 · Amount on Record
Prior SaleDec 29, 2011 · Amount on Record
Deed Document Number201730521
Deed Book / Page8259 / 40
Prior Transfer DateDec 13, 2011
Prior Transfer Doc0068750562
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address2821 ROSS RD, DURHAM, NC 27703-2520
Transaction TypeMortgage
Record UpdatedJul 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 ROSS RD, DURHAM, NC 27703-2520

Mortgage

Document Number0099510219
DateJul 14, 2023
Book Page9951/219
Instrument2023067827
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
AddressROANOKE, VA 24011
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateAug 29, 2017
Property Address2821 ROSS RD, DURHAM, NC 27703-2520
Document Number0082590040
Book / Page008259 / 000040
Instrument DateAug 28, 2017
Instrument30521
Transaction TypeTransfer
Record UpdatedSep 5, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 ROSS RD DURHAM NC 277032520, DURHAM, NC 27703-2520

Mortgage

Document Number82590042
DateAug 29, 2017
Book Page008259/000042
Instrument30522
Lender
NameLARRY AYCOCK
Address4623 MANNIX RD, DURHAM, NC 27704-4021
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term156 Months
DueAug 28, 2030

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,044 (-) Land $96,850 Building $181,194$278,044 (-) Land $96,850 Building $181,194
2025$2,825.00 (+2.5%)$278,044 (+106.36%) Land $96,850 Building $181,194$278,044 (+106.36%) Land $96,850 Building $181,194
2024$2,756.00 (+56.24%)
2023$1,764.00 (+2.32%)$134,735 Land $33,525 Building $101,210$134,735 Land $33,525 Building $101,210
2022$1,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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