2821 N Gaff St, Orange, CA 92865 Property Records

Orange County property record for 2821 N Gaff St, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,739 sqft · built 1961
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (May 2017)
Tax Bill	$8,199 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Nov 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`374-482-03`

Property Details

APN / Parcel Number

Primary APN	`374-482-03`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,739 sqft Living Area
1st Floor Area	1,739 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	11,200 sqft (0.257 acres)
Garage Area	1,022 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2821 N GAFF ST
City	ORANGE
State	CA
Zip	92865-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3632 BLK LOT 3
Legal Subdivision	TRACT NO 3632
Legal Tract	3632
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3001
Census Tract	76202

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2821 N GAFF ST, ORANGE, CA 92865-2418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ORANGE COUNTYS CU
Nov 29, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ORANGE COUNTYS CU
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 25, 2017	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Deed Document Number	2017214408
Last Transfer Date	Nov 22, 2022
Transfer Doc	0000392422
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2821 N GAFF ST, ORANGE, CA 92865-2418
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 N GAFF ST, ORANGE, CA 92865-2418

Mortgage

Document Number	0000266797
Date	Oct 31, 2023
Instrument	2023000266797

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 27, 2043

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 29, 2022
Property Address	2821 N GAFF ST, ORANGE, CA 92865-2418
Document Number	0000392422
Map Reference	MB 136
Instrument Date	Nov 22, 2022
Instrument	2022000392422
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2821 N GAFF ST, ORANGE, CA 92865-2418

Mortgage

Document Number	0000392423
Date	Nov 29, 2022
Instrument	2022000392423

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 27, 2042

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2821 N GAFF ST, ORANGE, CA 92865-2418
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 N GAFF ST, ORANGE, CA 92865-2418

Mortgage

Document Number	0000577670
Date	Sep 16, 2021
Instrument	2021000577670

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 25, 2017
Property Address	2821 N GAFF ST, ORANGE, CA 92865-2418
Document Number	0000214408
Map Reference	MB 136 PG 15-18
Instrument Date	Apr 13, 2017
Instrument	2017000214408
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2821 N GAFF ST, ORANGE, CA 92865-2418

Mortgage

Document Number	0000214409
Date	May 25, 2017
Instrument	2017000214409

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,628 (+2%) Land $636,489 Building $121,139
2025	$8,199.00 (+4.58%) Homeowner's exemption	$742,773 (+4.04%) Land $624,009 Building $118,764
2023	$7,840.00 (+1.99%) Homeowner's exemption	$713,931 Land $599,778 Building $114,153
2022	$7,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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