2821 N 1850 E, Layton, UT 84040 Property Records

Davis County property record for 2821 N 1850 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,116 sqft · built 1997
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,396 (Apr 2024)
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-229-0138`

Property Details

APN / Parcel Number

Primary APN	`09-229-0138`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,116 sqft Living Area
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	886 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2821 N 1850 E
City	LAYTON
State	UT
Zip	84040-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 138, DEERE VALLEY PHASE 1 SUB. CONTAINS 0.28 ACRES
Legal Subdivision	DEERE VALLEY SUBDIVISION
Legal Phase	1
Legal Lot Number	138
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1020
Census Tract	125804

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2821 N 1850 E, LAYTON, UT 84040-3220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LENDING
Apr 19, 2024	Intrafamily Transfer, Transfer · FHA Mortgage INTERCAP LENDING
Jan 6, 2023	Warranty Deed, Transfer · Conventional Mortgage NBH BANK NA
Oct 15, 2020	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Prior Sale	Jan 6, 2023 · Amount on Record
Deed Document Number	20243568282
Deed Book / Page	8485 / 387
Prior Transfer Date	Aug 15, 2016
Prior Transfer Doc	0002960158
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2821 N 1850 E, LAYTON, UT 84040-3220
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	TRIDENT TITLE INSURANCE AGENCY, TRIDENT TITLE INS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 N 1850 E, LAYTON, UT 84040-3220

Mortgage

Document Number	08942/1147
Date	Feb 27, 2026
Book Page	8942/1147
Instrument	3656558

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Apr 19, 2024
Property Address	2821 N 1850 E, LAYTON, UT 84040-3220
Document Number	008485/387
Book / Page	8485 / 387
Instrument Date	Apr 15, 2024
Instrument	3568282
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	WESTCO TITLE SERVICES INC, INWEST TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 N 1850 E, LAYTON, UT 84040-3220

Mortgage

Document Number	0003568289
Date	Apr 19, 2024
Instrument	3568289

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jan 6, 2023
Property Address	2821 N 1850 E, LAYTON, UT 84040-3220
Document Number	008167/233
Book / Page	8167 / 233
Instrument Date	Jan 4, 2023
Instrument	3513554
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2821 N 1850 E, LAYTON, UT 84040-3220

Mortgage

Document Number	0003513573
Date	Jan 6, 2023
Instrument	3513573

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Oct 15, 2020
Property Address	2821 N 1850 E, LAYTON, UT 84040-3220
Document Number	07617/1569
Book / Page	7617 / 1569
Instrument Date	Oct 9, 2020
Instrument	3304598
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 N 1850 E, LAYTON, UT 84040-3220

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,901 (+4.52%) Land $142,908 Building $174,993	$578,000 (+4.52%) Land $259,832 Building $318,168
2025	$2,897.00 (+4.7%)	$304,150 (-41.4%) Land $130,089 Building $174,061	$553,000 (+6.55%) Land $236,525 Building $316,475
2024	$2,767.00 (-0.61%)
2023	$2,784.00 (-3.33%)	$519,000 Land $198,443 Building $320,557	$519,000 Land $198,443 Building $320,557
2022	$2,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband.

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