St. Louis County property record for 2821 Morris Thomas Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,388 sqft · built 1919 |
| Lot Size | 0.717 acres (31,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,800 (Dec 2004) |
| Tax Bill | $4,222 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4020-00110 |
| Primary APN | 010-4020-00110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Gross Area |
| 1st Floor Area | 1,388 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 31,238 sqft (0.717 acres) |
| Garage Area | 520 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 16 sqft |
| Deck Area | 16 sqft |
| Storage Building | 338 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 801443 |
|---|---|
| Street Address | 2821 MORRIS THOMAS RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-2817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 11 AND 12 SERIAL # |
| Legal Subdivision | SEVENTH WARD GARDEN DIV |
| Legal Lot Number | 11-12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 2300 |
2821 Morris Thomas Rd is owned and occupied by two individuals who bought it in December 2004.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2821 MORRIS THOMAS RD, DULUTH, MN 55811-2817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2004 · Amount on File |
| Deed Sale | Dec 15, 2004 · Amount on File |
| Deed Document Number | 2004789570 |
| Prior Transfer Date | Oct 14, 2004 |
| Prior Transfer Doc | 0000786193 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 2821 Morris Thomas Rd was $4,222 with a homeowner's exemption, up 7.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,222.00 (+7.87%) Homeowner's exemption | ||
| 2025 | $3,914.00 (+3.05%) Homeowner's exemption | $344,400 (+14%) Land $40,900 Building $303,500 | $344,400 (+14%) Land $40,900 Building $303,500 |
| 2024 | $3,798.00 | $302,100 Land $50,900 Building $251,200 | $302,100 Land $50,900 Building $251,200 |
| 2022 | $275,300 Land $58,000 Building $217,300 | $275,300 Land $58,000 Building $217,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2821 Morris Thomas Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2821 Morris Thomas Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Airfiber, Verizon.
5G (outdoors only) and 4G LTE
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