2821 Kutztown Rd, Reading, PA 19605 Property Records

Berks County property record for 2821 Kutztown Rd, Reading, PA 19605

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,360 sqft · built 1890
Lot Size0.36 acres (15,682 sqft)
Owner2 Individuals on Record
Last Sale$255,000 (Sep 2025)
Tax Bill$1,193 (2026)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5318-09-05-2692

Property Details

APN / Parcel Number

Primary APN5318-09-05-2692
Alternative APNs
  • 66-5318-09-05-2692
  • 66318150
  • 318150

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,360 sqft Living Area

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialAluminum/Vinyl
Lot Area15,682 sqft (0.36 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number66318150
Street Address2821 KUTZTOWN RD
CityREADING
StatePA
Zip19605-2654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionVILLAGE/HYDE PARK
Legal Block05
Legal Lot Number1
JurisdictionBERKS PA
Township / Civil DivisionMUHLENBERG
Census Block Group1
Census Block1002
Census Tract12400

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address2821 KUTZTOWN RD, READING, PA 19605-2654
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Deed Document Number202528328
Record UpdatedSep 20, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateSep 15, 2025
Property Address2821 KUTZTOWN RD, READING, PA 19605-2654
Document Number0000028328
Instrument DateSep 15, 2025
Instrument2025028328
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanySTEWART ABSTRACT AND TITLE, STEWART ABSTRACT OF BERKS CN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,275.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address212 S ROSEWOOD CT, WERNERSVILLE, PA 19565-1535

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 KUTZTOWN RD, READING, PA 19605-2654

Mortgage

Document Number0000028329
DateSep 15, 2025
Instrument2025028329
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionMuhlenberg Township
Unified School DistrictMuhlenberg School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,193.00$79,500 (-) Land $46,200 Building $33,300$46,200 (-41.89%) Land $46,200
2025$1,193.00 (+6.9%)$79,500 (-) Land $46,200 Building $33,300
2024$1,116.00$79,500 Land $46,200 Building $33,300
1994$79,500 Land $46,200 Building $33,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims13 (1979–2023)
Claims Outside the SFHA3 of 13
Most Recent ClaimJul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUHLENBERG TWP MUNI AUTH
serves 22,400 people · EPA ID PA3060038
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2020
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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