2821 Jean Duluth Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2821 Jean Duluth Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1954
Lot Size	2.29 acres (99,871 sqft)
Owner	Individual on Record
Last Sale	$315,000 (Oct 2022)
Tax Bill	$3,506 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2010-04640`

Property Details

APN / Parcel Number

Primary APN	`010-2010-04640`
Alternative APNs	`1111892` `1138331`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Gross Area
1st Floor Area	576 sqft
Basement Area	280 sqft
Finished Basement	280 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1973
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	99,871 sqft (2.29 acres)
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1138331
Street Address	2821 JEAN DULUTH RD
City	DULUTH
State	MN
Zip	55804-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF N 1/2 OF OUTLOT D SERIAL #
Legal Subdivision	GREYSOLON FARMS FIRST DIVISION OF DULUTH
Legal Lot Number	D
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3008
Census Tract	100

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2821 JEAN DULUTH RD, DULUTH, MN 55804-2622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FCU
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO
Dec 4, 2018	Warranty Deed, Transfer · Line of Credit WELLS FARGO BK
Sep 4, 2018	Deed of Trust, Mortgage · Line of Credit TWO HARBORS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	20221062460
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 14, 2022
Property Address	2821 JEAN DULUTH RD, DULUTH, MN 55804-2622
Document Number	0001062460
Instrument Date	Sep 22, 2022
Instrument	1062460
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2821 JEAN DULUTH RD, DULUTH, MN 55804-2622

Mortgage

Document Number	0001062461
Date	Oct 14, 2022
Instrument	1062461

Lender

Name	NORTH SHORE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 30, 2021
Property Address	2821 JEAN DULUTH RD, DULUTH, MN 55804-2622
Document Number	0001042994
Instrument Date	Jun 11, 2021
Instrument	1042994
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 JEAN DULUTH RD, DULUTH, MN 55804-2622

Mortgage

Document Number	0001042995
Date	Jun 30, 2021
Instrument	1042995

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 4, 2018
Property Address	2821 JEAN DULUTH RD, DULUTH, MN 55804-2622
Document Number	00A1005653
Instrument Date	Nov 16, 2018
Instrument	A1005653
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$611.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2821 JEAN DULUTH RD DULUTH MN 558042622, DULUTH, MN 55804-2622

Mortgage

Document Number	1005655
Date	Dec 4, 2018
Instrument	1005655

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 3, 2028

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	T1005654,
Date	Dec 4, 2018
Instrument	T1005654

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2821 JEAN DULUTH RD, DULUTH, MN 55804-2622
Document Number	00A1002700
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 JEAN DULUTH RD DULUTH MN 558042622, DULUTH, MN 55804-2622

Mortgage

Document Number	00A1002700
Date	Sep 14, 2018
Instrument	A1002700

Lender

Name	TWO HARBORS FCU
Type	Credit Union
Address	HARBORS, MN 55616-2067

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 13, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,506.00 (+5.86%) Homeowner's exemption
2025	$3,312.00 (-6.02%) Homeowner's exemption	$272,900 (+4.44%) Land $81,300 Building $191,600	$272,900 (+4.44%) Land $81,300 Building $191,600
2024	$3,524.00	$261,300 (+18.18%) Land $73,300 Building $188,000	$261,300 (+18.18%) Land $73,300 Building $188,000
2022		$221,100 Land $67,600 Building $153,500	$221,100 Land $67,600 Building $153,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

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