Saginaw County property record for 2821 Hemmeter Rd, Saginaw, MI 48603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,654 sqft · built 1963 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $121,700 (Apr 2019) |
| Tax Bill | $2,805 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2019 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-16-2384-000 |
| Primary APN | 23-12-4-16-2384-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,654 sqft Living Area |
| 1st Floor Area | 1,018 sqft |
| Basement Area | 500 sqft |
| Unfinished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,110 sqft (0.278 acres) |
| Lot Dimensions | 173 ft deep x 70 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | Deck Area |
| Patio Area | 361 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2821 HEMMETER RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48603-3026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 84 COUNTRYSIDE PARK SUBD. SEC 16 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 16 |
| Legal Subdivision | PARK SUBD |
| Legal Lot Number | 84 |
| Legal Unit | 84 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10402 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2821 HEMMETER RD, SAGINAW, MI 48603-3026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Apr 18, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2019 · Amount on Record |
| Deed Sale | Apr 18, 2019 · Amount on Record |
| Prior Sale | Sep 16, 2005 · Amount on Record |
| Deed Document Number | 201911617 |
| Prior Transfer Date | Apr 24, 2001 |
| Prior Transfer Doc | 0007032774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 2821 HEMMETER RD, SAGINAW, MI 48603-3026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2821 HEMMETER RD, SAGINAW, MI 48603-3026 |
| Document Number | 2021010310 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021010310 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | DETROIT, MI 48227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 18, 2019 |
| Property Address | 2821 HEMMETER RD, SAGINAW, MI 48603-3026 |
| Document Number | 2019011617 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 2019011617 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2821 HEMMETER RD, SAGINAW, MI 48603-3026 |
| Document Number | 0000011618 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 2019011618 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2048 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,100 (+24.47%) | $186,200 (+24.47%) | |
| 2025 | $2,805.00 (+18.96%) Homeowner's exemption | ||
| 2023 | $74,800 | $149,600 | |
| 2022 | $2,358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1981) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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