2821 Garfield St, San Mateo, CA 94403 Property Records

San Mateo County property record for 2821 Garfield St, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,664 sqft · built 1940
Lot Size	0.153 acres (6,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,360,000 (Aug 2022)
Tax Bill	$16,191 (2025)
Deeds & Mortgages	Dec 2022 Transfer Aug 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`039-385-120`

Property Details

APN / Parcel Number

Primary APN	`039-385-120`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,190 sqft
2nd Floor Area	474 sqft
Family Room	Family Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	6,680 sqft (0.153 acres)
Lot Dimensions	123 ft deep x 54 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2821 GARFIELD ST
City	SAN MATEO
State	CA
Zip	94403-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	LOT 6 BLOCK 2 MAP OF KNAPP RESUB RSM 22/29 30 CITY OF SAN MATEO
Legal Subdivision	MAP OF KNAPP RESUB
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2000
Census Tract	607300

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2821 GARFIELD ST, SAN MATEO, CA 94403-2736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Correction Deed CHICAGO TITLE COMPANY
Aug 4, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY
Jul 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage DLMS INVESTMENTS LLC
Sep 13, 2021	Intrafamily Transfer, Transfer
Aug 25, 2017	Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA
Aug 25, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	202258949
Last Transfer Date	Dec 6, 2022
Transfer Doc	0000085653
Record Updated	Sep 20, 2026

December 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 14, 2022
Property Address	2821 GARFIELD ST, SAN MATEO, CA 94403-2736
Document Number	0000085653
Map Reference	LB 22 PG 29&30
Instrument Date	Dec 6, 2022
Instrument	2022-085653
Record Updated	Jan 9, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2821 GARFIELD ST, SAN MATEO, CA 94403-2736

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 4, 2022
Property Address	2821 GARFIELD ST, SAN MATEO, CA 94403-2736
Document Number	0000058949
Map Reference	LB 22 PG 29&30
Instrument Date	Jul 29, 2022
Instrument	2022-058949
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$14,396.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2821 GARFIELD ST, SAN MATEO, CA 94403-2736

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2821 GARFIELD ST, SAN MATEO, CA 94403-2736
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15728 223RD AVE NE, WOODINVILLE, WA 98077-7483

Mortgage

Document Number	0000052302
Date	Jul 5, 2022
Instrument	2022-052302

Lender

Name	DLMS INVESTMENTS LLC
Type	Non-Lending Institution
Address	MILPITAS, CA 95035

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jun 15, 2023

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 13, 2021
Property Address	2821 GARFIELD ST, SAN MATEO, CA 94403-2736
Document Number	0000131537
Map Reference	MB 22 PG 29&30
Instrument Date	Aug 20, 2021
Instrument	2021-131537
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2821 GARFIELD ST, SAN MATEO, CA 94403-2736

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 25, 2017
Property Address	2821 GARFIELD ST, SAN MATEO, CA 94403-2736
Document Number	0000074885
Map Reference	MAP22 PG29&30
Instrument Date	Aug 16, 2017
Instrument	2017-074885
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2821 GARFIELD ST, SAN MATEO, CA 94403-2736

Mortgage

Document Number	0000074886
Date	Aug 25, 2017
Instrument	2017-074886

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Aug 25, 2017
Property Address	2821 GARFIELD ST, SAN MATEO, CA 94403-2736
Document Number	0000074884
Instrument Date	Jul 27, 2017
Instrument	74884
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 WOODSIDE RD REDWOOD CITY CA 940613437, REDWOOD CITY, CA 94061-3437

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,318,565 (+2%) Land $693,827 Building $624,738
2025	$16,191.00 (+3.86%) Homeowner's exemption	$1,292,713 (+4.04%) Land $680,224 Building $612,489
2023	$15,589.00 (-29.86%) Homeowner's exemption	$1,242,518 Land $653,811 Building $588,707	$2,045,520
2022	$22,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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