Henrico County property record for 2821 Eagle Trace Ter, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,344 sqft · built 1994 |
| Lot Size | 0.267 acres (11,636 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Feb 2008) |
| Tax Bill | $2,733 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 806-736-7893 |
| Primary APN | 806-736-7893 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,168 sqft |
| 1st Floor Area | 1,272 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 11,636 sqft (0.267 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Balcony Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | FL0943060 |
|---|---|
| Street Address | 2821 EAGLE TRACE TER |
| City | RICHMOND |
| State | VA |
| Zip | 23223-1186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3AC |
| Legal Description | 0119070000B 0027; RIVER BLUFFS BL B LT 27 7 A1 8 |
| Legal Subdivision | RIVER BLUFFS |
| Legal Lot Number | 7,27 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 201001 |
Source: Henrico County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2821 EAGLE TRACE TER, RICHMOND, VA 23223-1186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2008 · Amount on Record |
| Deed Sale | Feb 5, 2008 · Amount on Record |
| Deed Book / Page | 4468 / 2419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 2821 EAGLE TRACE TER, RICHMOND, VA 23223-1186 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0067171780 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 6717/1780 |
| Instrument | 202500029406 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 2821 EAGLE TRACE TER, RICHMOND, VA 23223-1186 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006308328 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 6308/328 |
| Instrument | 202100059637 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,733.00 (+31.77%) | $327,600 (+20.4%) Land $55,000 Building $272,600 | $327,600 (+20.4%) Land $55,000 Building $272,600 |
| 2025 | $272,100 (+11.52%) Land $45,000 Building $227,100 | $272,100 (+11.52%) Land $45,000 Building $227,100 | |
| 2023 | $2,074.00 | $244,000 Land $45,000 Building $199,000 | $244,000 Land $45,000 Building $199,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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