2821 E Cedar Ave, Apt 20, Denver, CO 80209 Property Records

Denver City property record for 2821 E Cedar Ave, Apt 20, Denver, CO 80209

Property Summary

Property Type	Single Family Home
Details	3 bd · 5.5 ba · 6,297 sqft · built 2021
Lot Size	0.232 acres (10,103 sqft)
Owner	2 Individual Names on Record
Tax Bill	$26,214 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2022 Sale + 1 more
APN	`05124-04-042-000`

Property Details

APN / Parcel Number

Primary APN	`05124-04-042-000`
Alternative APN	`163715861`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	25 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	6,297 sqft Living Area
Gross Area	4,905 sqft
1st Floor Area	3,442 sqft
Basement Area	1,963 sqft
Finished Basement	1,392 sqft
Unfinished Basement	571 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Stone
Lot Area	10,103 sqft (0.232 acres)
Garage Type	Carport
Garage Area	950 sqft
Carport	Carport
Carport Area	950 sqft
Porch	Open Frame Porch
Deck Area	216 sqft
Patio Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2821 E CEDAR AVE, 20
City	DENVER
State	CO
Zip	80209-3398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RIVA CHERRY CREEK FILING NO.1 BLK 1 LOT 20
Legal Subdivision	CHERRY CREEK
Legal Block	1
Legal Lot Number	20
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1002
Census Tract	3901

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2821 E CEDAR AVE, 20, DENVER, CO 80209-3398
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
May 12, 2022	Beneficiary Deed, Transfer
Jul 25, 2019	Special Warranty Deed, Subdivision Related Transfer · Second Mortgage (Down Payment) ZB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2821 E CEDAR AVE APT 20, 20, DENVER, CO 80209-3398
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 SAINT PAUL ST 508, 508, DENVER, CO 80206-5154

Mortgage

Document Number	0000059821
Date	Mar 31, 2021
Instrument	2021059821

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	385 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

May 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	DENVER CO
Recording Date	May 12, 2022
Property Address	2821 E CEDAR AVE APT 20, 20, DENVER, CO 80209-3398
Document Number	0000065248
Instrument Date	May 6, 2022
Instrument	2022065248
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2821 E CEDAR AVE APT 19, 19, DENVER, CO 80209-3398

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jul 25, 2019
Property Address	2821 E CEDAR AVE APT 20, 20, DENVER, CO 80209-3398
Document Number	0000096328
Instrument Date	Jul 23, 2019
Instrument	2019096328
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 S MONACO ST, 4350, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6456 E TUFTS AVE, ENGLEWOOD, CO 80111-1165

Mortgage

Document Number	0000096329
Date	Jul 25, 2019
Instrument	2019096329

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2029

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2021
Change Frequency	3 Years
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Max Rate	10.6%

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,214.00 (+152.74%)	$342,670 (+155.99%) Land $72,660 Building $72,660	$4,860,500 (+136.75%) Land $1,030,600 Building $3,829,900
2023	$10,372.00 (-43.46%)	$133,860 (+12.99%) Land $62,360 Building $71,500	$2,053,000 (+20.43%) Land $985,800 Building $1,067,200
2022		$118,470 Land $68,510 Building $49,960	$1,704,700 Land $985,800 Building $718,900
2021	$18,345.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Google Fiber, Starry.

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