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2821 E 1st St, Duluth, MN 55812 Property Records

St. Louis County property record for 2821 E 1st St, Duluth, MN 55812 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1919
Square Footage2,026 sqft Gross Area
Lot Size8,400 sqft (0.192 acres)
Garage400 sqft
OccupancyOwner Occupied
Tax Bill$5,722.00 (2026)

Owner

Source: St. Louis County records · APN 010-1920-00570

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2821 E 1ST ST, DULUTH, MN 55812-1910
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Line of Credit
NORTH SHORE BANK OF COMMERCE
Feb 19, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Dec 31, 2020Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2821 E 1ST ST, DULUTH, MN 55812-1910
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 E 1ST ST, DULUTH, MN 55812-1910

Mortgage

Document Number0001045753
DateAug 24, 2021
Instrument1045753
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 09, 2031
Interest
Rate TypeAdjustable Rate
Rate3.25%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2821 E 1ST ST, DULUTH, MN 55812-1910
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001007940
DateFeb 19, 2019
Instrument1007940
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 22, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address2821 E 1ST ST, DULUTH, MN 55812-1910
Document Number00T1034965
Instrument DateDec 31, 2020
Transaction TypeMortgage
Record UpdatedJan 29, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2821 E 1ST ST DULUTH MN 558121910, DULUTH, MN 55812-1910

Mortgage

Document Number00T1034965
DateJan 08, 2021
InstrumentT1034965
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,722.00 (+6.59%) Homeowner's exemption
2025$5,368.00 (-0.37%) Homeowner's exemption$441,200 (+10.08%) Land $84,000 Building $357,200$441,200 (+10.08%) Land $84,000 Building $357,200
2024$5,388.00$400,800 (+18.61%) Land $49,000 Building $351,800$400,800 (+18.61%) Land $49,000 Building $351,800
2022$337,900 Land $42,900 Building $295,000$337,900 Land $42,900 Building $295,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN010-1920-00570
Alternative APN
  • 606521

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,026 sqft Gross Area
1st Floor1,084 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Lot Area8,400 sqft (0.192 acres)
Garage Area400 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area96 sqft Deck
Porch Area50 sqft Porch
SaunaSauna
Storage Building152 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number606521
Street Address2821 E 1ST ST
CityDULUTH
StateMN
Zip55812-1910
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE 25 FT OF LOT 11 AND W 35 FT OF LOT 12 SERIAL #
Legal SubdivisionGORDON & WHITINGS DIV OF DULUT
Legal Block6
Legal Lot Number11-12
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup2
Census Block2011
Census Tract700

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