2821 Cole Ave, Waco, TX 76707 Property Records

McLennan County property record for 2821 Cole Ave, Waco, TX 76707

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 2,080 sqft · built 1947
Lot Size0.379 acres (16,500 sqft)
OwnerCompany Name on File
Last Sale$170,000 (Oct 2018)
Tax Bill$3,820 (2025)
Deeds & MortgagesOct 2018 Transfer
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN48-019900-023200-2

Property Details

APN / Parcel Number

Primary APN48-019900-023200-2
Alternative APNs
  • 4801990002320020111
  • 174457

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,080 sqft Living Area
1st Floor Area1,040 sqft
2nd Floor Area520 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleDuplex Single
Exterior MaterialConcrete Block
Roof MaterialComposition Shingle
Lot Area16,500 sqft (0.379 acres)
Lot Dimensions165 ft deep x 100 ft wide
Deck Area36 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address2821 COLE AVE
CityWACO
StateTX
Zip76707-2646
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal DescriptionGINOCCHIO LOT 8 9 BLOCK 20 ACRES .3788
Legal SubdivisionGINOCCHIO
Legal Block20
Legal Lot Number8
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1003
Census Tract800

Owner

2821 Cole Ave, a duplex, is owned by a company that bought it in October 2018.

Source: McLennan County records, as of August 24, 2026

Owner of RecordCompany Name on File
Mailing Address726 BYRD DR, ABILENE, TX 79601-4507
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2018Correction Deed, Transfer
OTHER
Oct 19, 2018Vendor's Lien, Transfer
FIRST NATIONAL BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2018 · Amount on File
Deed SaleOct 19, 2018 · Amount on File
Prior SaleApr 30, 2015 · Amount on File
Deed Document Number201836977
Prior Transfer DateOct 3, 2018
Prior Transfer Doc0000036977
Record UpdatedOct 29, 2026

October 2018: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMCLENNAN TX
Recording DateOct 19, 2018
Property Address2821 COLE AVE, WACO, TX 76707-2646
Document Number0000037053
Instrument DateOct 19, 2018
Instrument37053
Transaction TypeTransfer
Record UpdatedApr 10, 2019
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address726 BYRD DR ABILENE TX 796014507, ABILENE, TX 79601-4507

October 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateOct 19, 2018
Property Address2821 COLE AVE, WACO, TX 76707-2646
Document Number0000036977
Map ReferenceVOL79 PG368
Instrument DateOct 3, 2018
Instrument2018036977
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyHOME ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address726 BYRD DR, ABILENE, TX 79601-4507

Mortgage

Document Number0000036978
DateOct 19, 2018
Instrument2018036978
Lender
NameFIRST NATIONAL BANK NA
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term180 Months
DueOct 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2821 Cole Ave was $3,820, up 1.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$158,839 (-6.52%) Land $33,825 Building $125,014$158,839 (-6.52%) Land $33,825 Building $125,014
2025$3,820.00 (+1.33%)$169,920 Land $30,860 Building $139,060$169,920 Land $30,860 Building $139,060
2024$3,770.00
2023$178,560 Land $30,860 Building $147,700$178,560 Land $30,860 Building $147,700
2022$4,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2821 Cole Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJun 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2821 Cole Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Cole Ave

Nearby Streets

Search Property Records by Address or Parcel Number