2821 Carters Grove, O Fallon, MO 63368 Property Records

St. Charles County property record for 2821 Carters Grove, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,504 sqft · built 1995
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jul 2017)
Tax Bill$3,709 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNA963000113

Property Details

APN / Parcel Number

Primary APNA963000113
Alternative APN
  • 3-157C-7285-00-0021.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,504 sqft Living Area
1st Floor Area1,504 sqft
Basement Area1,436 sqft
Finished Basement338 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area8,276 sqft (0.189 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area251 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA963000113
Old Parcel NumberA963000113
Street Address2821 CARTERS GRV
CityO FALLON
StateMO
Zip63368-8592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTICELLO MANOR LOT 21
Legal Range03E
Legal Township46N
Legal SubdivisionMONTICELLO MANOR
Legal Lot Number21
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group1
Census Block1017
Census Tract311124

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2821 CARTERS GRV, O FALLON, MO 63368-8592
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2017 · Amount on Record
Deed SaleJul 18, 2017 · Amount on Record
Prior SaleOct 26, 2012 · Amount on Record
Deed Document Number0006776747
Deed Book / Page6776 / 747
Record UpdatedJun 8, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 18, 2017
Property Address2821 CARTERS GRV, O FALLON, MO 63368-8592
Document Number0067760747
Book / Page6776 / 0747
Map ReferenceMB 32 PG 257-261
Instrument DateJul 13, 2017
Instrument20170718000441030
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address893 FOXSPRINGS DR, 893, CHESTERFIELD, MO 63017-1779

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 CARTERS GRV, O FALLON, MO 63368-8592

Mortgage

Document Number0067760750
DateJul 18, 2017
Book Page6776/0750
Instrument20170718000441040
Lender
NameIBERIABANK
TypeBank
AddressSAINT CHARLES, MO 63303
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,709.00$58,086 (+4.84%)$305,715 (+4.84%) Land $65,800 Building $239,915
2023$55,406
2022$291,609 Land $50,000 Building $241,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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