2821 Carter Rd, Dubuque, IA 52001 Property Records

Dubuque County property record for 2821 Carter Rd, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,496 sqft · built 1991
Lot Size0.213 acres (9,288 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Jan 2001)
Tax Bill$3,268 (2024)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN10-15-377-003

Property Details

APN / Parcel Number

Primary APN10-15-377-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,496 sqft Living Area
1st Floor Area1,496 sqft
Basement Area450 sqft
Finished Basement450 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleSplit Foyer
Exterior MaterialWood Siding
Lot Area9,288 sqft (0.213 acres)
Lot Dimensions108 ft deep x 86 ft wide
Deck Area252 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2821 CARTER RD
CityDUBUQUE
StateIA
Zip52001-1548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 32 BLK 1 NAUMAN ADD
Legal SubdivisionEISENHOWER
Legal Block1
Legal Lot Number32
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group1
Census Block1009
Census Tract1101

Owner

2821 Carter Rd is owned and occupied by two individuals who bought it in January 2001.

Source: Dubuque County records, as of October 6, 2025

Owner of Record2 Individual Names on File
Mailing Address2821 CARTER RD, DUBUQUE, IA 52001-1548
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2001 · Amount on File
Deed SaleJan 11, 2001 · Amount on File
Deed Document Number00D-011836
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address2821 CARTER RD, DUBUQUE, IA 52001-1548
Document Number0000002785
Instrument DateMar 15, 2019
Transaction TypeMortgage
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2821 CARTER RD DUBUQUE IA 520011548, DUBUQUE, IA 52001-1548

Mortgage

Document Number0000002785
DateMar 20, 2019
Instrument2785
Lender
NameDUBUQUE BK&TR
TypeBank
AddressDUBUQUE, IA 52001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMar 19, 2029

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$260,800 Land $41,300 Building $219,500$260,800 Land $41,300 Building $219,500
2024$3,268.00
2023$251,200 (+21.12%) Land $37,500 Building $213,700$251,200 Land $37,500 Building $213,700
2022$3,424.00 Homeowner's exemption$207,390 Land $33,750 Building $173,640
2021$207,390 Land $33,750 Building $173,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2821 Carter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2821 Carter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, Nextlink.

Nearby Properties on Carter Rd

Nearby Streets

Search Property Records by Address or Parcel Number