2821 C H Arnold Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2821 C H Arnold Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,206 sqft · built 2021
Lot Size	4.79 acres (208,652 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jun 2018)
Tax Bill	$17,823 (2025)
Deeds & Mortgages	Jun 2020 Construction Loan Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016500-0391`

Property Details

APN / Parcel Number

Primary APN	`016500-0391`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Plumbing Fixtures	22 Plumbing Fixtures
Stories	1 Story
Building Area	4,206 sqft Living Area
Gross Area	5,571 sqft
1st Floor Area	4,206 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	208,652 sqft (4.79 acres)
Lot Dimensions	835 ft deep x 250 ft wide
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished Screened Porch
Patio Area	1,087 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2821 C H ARNOLD RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-0218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-39A N250 OF W835FT OF NW1/4 OF NE1/4 AKA UNREC 20W OR4566/1100
Legal Range	27E
Legal Township	07S
Legal Section	01
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2008
Census Tract	21004

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2821 C H ARNOLD RD, SAINT AUGUSTINE, FL 32092-0218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Construction Loan · Construction Mortgage REGIONS MTG
Jun 20, 2018	Warranty Deed, Transfer · Commercial Mortgage HANCOCK WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	201843458
Deed Book / Page	4566 / 1100
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jun 10, 2020
Property Address	2821 C H ARNOLD RD, SAINT AUGUSTINE, FL 32092-0218
Document Number	0049610549
Book / Page	004961 / 000549
Instrument Date	Jun 10, 2020
Instrument	44983
Transaction Type	Construction Loan
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5204 COMFORT CT ST AUGUSTINE FL 320923610, ST AUGUSTINE, FL 32092-3610

Mortgage

Document Number	49610549
Date	Jun 10, 2020
Book Page	004961/000549
Instrument	44983

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 20, 2018
Property Address	2821 C H ARNOLD RD, SAINT AUGUSTINE, FL 32092-0218
Document Number	0045661100
Book / Page	4566 / 1100
Instrument Date	Jun 20, 2018
Instrument	2018043458
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	ACTION TITLE SVCS OF ST JOHN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 TENPIN CT, SAINT JOHNS, FL 32259-8238

Mortgage

Document Number	2018043459
Date	Jun 20, 2018
Instrument	2018043459

Lender

Name	HANCOCK WHITNEY BANK
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,373,386 (+2.7%)	$1,618,774 (+18.26%) Land $316,198 Building $1,302,576
2025	$17,823.00 (+11%) Homeowner's exemption	$1,337,279 (+2.9%)	$1,368,866 (+5.33%) Land $300,198 Building $1,068,668
2024	$16,057.00 (+8.82%) Homeowner's exemption	$1,299,591 (+9.93%)	$1,299,591 (+9.93%) Land $300,198 Building $999,393
2023	$14,755.00 (+11.92%)	$1,182,208 (+16.85%)	$1,182,208 (+16.85%) Land $201,798 Building $980,410
2022	$13,184.00	$1,011,744	$1,011,744 Land $201,798 Building $809,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	21 (2016–2022)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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