2821 Birch Tree Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2821 Birch Tree Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,031 sqft · built 1975
Lot Size	0.287 acres (12,508 sqft)
Owner	2 Company Names on Record
Last Sale	$319,000 (Aug 2021)
Tax Bill	$3,422 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`093455A153`

Property Details

APN / Parcel Number

Primary APN	`093455A153`
Alternative APN	`6-006C-5031-00-0154.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,031 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	1,654 sqft
Basement Area	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,508 sqft (0.287 acres)
Lot Dimensions	118 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	093455A153
Street Address	2821 BIRCH TREE DR
City	SAINT CHARLES
State	MO
Zip	63301-1264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SUNNYBROOK PK #6 REVISED LOT 154
Legal Subdivision	SUNNYBROOK PK #6
Legal Lot Number	154
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	3
Census Block	3003
Census Tract	310602

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2821 BIRCH TREE DR, SAINT CHARLES, MO 63301-1264
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 3, 2021	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Nov 20, 2020	Deed of Trust, Mortgage WELLS FARGO BK
Jan 2, 2018	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Mar 24, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Jan 2, 2018 · Amount on Record
Deed Document Number	202164950
Prior Transfer Date	Mar 17, 2017
Prior Transfer Doc	0067162166
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 3, 2026
Property Address	2821 BIRCH TREE DR, SAINT CHARLES, MO 63301-1264
Document Number	0000015295
Instrument Date	Mar 18, 2026
Instrument	202615295
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	2821 BIRCH TREE DR, SAINT CHARLES, MO 63301-1264

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 3, 2021
Property Address	2821 BIRCH TREE DR, SAINT CHARLES, MO 63301-1264
Document Number	2021R064950
Map Reference	MB 18 PG 8
Instrument Date	Jul 29, 2021
Instrument	2021R-064950
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 GARDNER PL, 129, SAINT CHARLES, MO 63301-4582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 BIRCH TREE DR, SAINT CHARLES, MO 63301-1264

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2821 BIRCH TREE DR, SAINT CHARLES, MO 63301-1264
Document Number	0000002056
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2821 BIRCH TREE DR ST CHARLES MO 633011264, ST CHARLES, MO 63301-1264

Mortgage

Document Number	0000002056
Date	Jan 7, 2021
Instrument	2056

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 2, 2018
Property Address	2821 BIRCH TREE DR, SAINT CHARLES, MO 63301-1264
Document Number	0068611686
Book / Page	6861 / 1686
Map Reference	MB 18 PG 8
Instrument Date	Dec 28, 2017
Instrument	20180102000002450
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 GUM TREE DR, 312, SAINT CHARLES, MO 63301-1294

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2821 BIRCH TREE DR, SAINT CHARLES, MO 63301-1264

Mortgage

Document Number	20180102000002460
Date	Jan 2, 2018
Instrument	20180102000002460

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 24, 2017
Property Address	2821 BIRCH TREE DR, SAINT CHARLES, MO 63301-1264
Document Number	0067162166
Book / Page	006716 / 002166
Instrument Date	Mar 10, 2017
Instrument	175380
Transaction Type	Foreclosure
Record Updated	Mar 30, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 813 ST CHARLES MO 633020813, ST CHARLES, MO 63302-0813

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,619 (-)	$287,469 (-) Land $60,000 Building $227,469
2025	$3,422.00 (+7.27%)	$54,619 (+9.92%)	$287,469 (+9.92%) Land $60,000 Building $227,469
2024	$3,190.00
2023		$49,688
2022			$261,518 Land $60,000 Building $201,518

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1978–2012)
Claims Outside the SFHA	6 of 12
Most Recent Claim	May 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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