2821 23rd Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2821 23rd Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,769 sqft · built 1987
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Mar 2026)
Tax Bill	$4,928 (2026)
Deeds & Mortgages	Mar 2026 Sale Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-47305-0442`

Property Details

APN / Parcel Number

Primary APN	`82-47305-0442`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,769 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Width	163 ft Width
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2821 23RD AVE S
City	SAINT CLOUD
State	MN
Zip	56301-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 015 BLK 003 HIDDEN OAKS SECTION 27 TOWNSHIP 124 RANGE 028 SECTION 27 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	27
Legal Subdivision	HIDDEN OAKS
Legal Block	3
Legal Lot Number	15
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	402

Owner

Source: Stearns County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2821 23RD AVE S, SAINT CLOUD, MN 56301-9010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Warranty Deed, Transfer
Mar 16, 2023	Warranty Deed, Transfer MISC COMPANY
May 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 26, 2026 · Amount on Record
Deed Sale	Mar 26, 2026 · Amount on Record
Prior Sale	Mar 13, 2023 · Amount on Record
Deed Document Number	20261710213
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 26, 2026
Property Address	2821 23RD AVE S, SAINT CLOUD, MN 56301-9010
Document Number	00A1710213
Instrument Date	Mar 23, 2026
Instrument	A1710213
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 23RD AVE S, SAINT CLOUD, MN 56301-9010

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 16, 2023
Property Address	2821 23RD AVE S, SAINT CLOUD, MN 56301-9010
Document Number	00A1650146
Instrument Date	Mar 13, 2023
Instrument	A1650146
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2821 23RD AVE S, SAINT CLOUD, MN 56301-9010

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 3, 2019
Property Address	2821 23RD AVE S, SAINT CLOUD, MN 56301-9010
Document Number	00A1542855
Instrument Date	Apr 19, 2019
Instrument	A1542855
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 23RD AVE S, SAINT CLOUD, MN 56301-9010

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,928.00 (+37.58%)
2025		$346,000 (+11.61%) Land $70,000 Building $276,000	$346,000 (+11.61%) Land $70,000 Building $276,000
2023	$3,582.00	$310,000 Land $40,000 Building $270,000	$310,000 Land $40,000 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Intrepid Fiber Networks, Verizon.

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