2821 230th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 2821 230th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,306 sqft · built 1996
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$44,900 (Jun 1996)
Tax Bill	$6,640 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-909004-3`

Property Details

APN / Parcel Number

Primary APN	`03-909004-3`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,306 sqft Living Area
Basement Area	1,124 sqft
Finished Basement	950 sqft
Unfinished Basement	174 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Deck Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2821 230TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-8886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Description	SECTION 09 TOWNSHIP 113 RANGE 022 E1/2 NE1/4 E 313.3' OF W 626.6 OF N 1390.38'
Legal Range	22W
Legal Township	113
Legal Section	09
Jurisdiction	SCOTT MN
Township / Civil Division	CEDAR LAKE
Census Block Group	2
Census Block	2007
Census Tract	81101

Owner

2821 230th St E is owned and occupied by an individual who bought it in June 1996.

Source: Scott County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2821 230TH ST E, PRIOR LAKE, MN 55372-8886
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Commercial Mortgage HIGHLAND BANK
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit HIGHLAND BANK
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 1996 · Amount on File
Deed Sale	Jun 27, 1996 · Amount on File
Deed Document Number	19964533
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	2821 230TH ST E, PRIOR LAKE, MN 55372-8886
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1186631
Date	Mar 4, 2024
Instrument	A1186631

Lender

Name	HIGHLAND BANK
Type	Bank
Address	MINNEAPOLIS, MN 55437

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	2 Months
Due	May 15, 2024

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	2821 230TH ST E, PRIOR LAKE, MN 55372-8886
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 230TH ST E, PRIOR LAKE, MN 55372-8886

Mortgage

Document Number	00A1150608
Date	Feb 3, 2022
Instrument	A1150608

Lender

Name	HIGHLAND BANK
Type	Bank
Address	MINNEAPOLIS, MN 55437

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	58 Months
Due	Dec 9, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	2821 230TH ST E, PRIOR LAKE, MN 55372-8886
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001132894
Date	Jul 1, 2021
Instrument	1132894

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 2821 230th St E was $6,640 with a homeowner's exemption, up 31.6% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Cedar Lake Township
Unified School District	New Prague Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,640.00 (+31.59%) Homeowner's exemption	$768,200 Land $350,200 Building $418,000	$768,200 Land $350,200 Building $418,000
2025	$5,046.00 (+3.83%)
2024	$4,860.00 (-27.55%) Homeowner's exemption	$614,800 (+2.21%) Land $278,300 Building $336,500	$614,800 (+2.21%) Land $278,300 Building $336,500
2023	$6,708.00 Homeowner's exemption	$601,500 Land $273,900 Building $327,600	$601,500 Land $273,900 Building $327,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2821 230th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2821 230th St E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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