2821 103rd Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 2821 103rd Rd, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,795 sqft · built 1990
Lot Size	10.1 acres (440,827 sqft)
Owner	Individual Name on File
Tax Bill	$502 (2024)
Deeds & Mortgages	Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-01S-14E-01772-001000`

Property Details

APN / Parcel Number

Primary APN	`18-01S-14E-01772-001000`
Alternative APN	`01772001000`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,795 sqft Living Area
1st Floor Area	1,577 sqft
2nd Floor Area	256 sqft
Upper Floors Area	256 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2015
Exterior Material	Composition/Composite
Lot Area	440,827 sqft (10.1 acres)
Patio Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Account Number	01772001000
Street Address	2821 103RD RD
City	LIVE OAK
State	FL
Zip	32060-8531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 10.12 ACRES N1/2 OF N1/2 OF NW1/4 OF SW1/4 PER SURVEY ORB 1042 P 292 WD YR 04 ORB 2084 P 490 QCD YR 2019
Legal Range	14E
Legal Township	01S
Legal Section	18
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	4
Census Block	4000
Census Tract	970200

Owner

2821 103rd Rd is owned and occupied by an individual who acquired it in November 2018.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2821 103RD RD, LIVE OAK, FL 32060-8531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Sep 19, 2003
Last Transfer Date	Nov 13, 2018
Transfer Doc	0000209149
Record Updated	Jun 8, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Nov 13, 2018
Property Address	2821 103RD RD, LIVE OAK, FL 32060-8531
Document Number	0000209149
Book / Page	002084 / 000490
Instrument Date	Oct 30, 2018
Instrument	209149
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 103RD RD LIVE OAK FL 320608531, LIVE OAK, FL 32060-8531

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,136	$183,331 Land $75,798 Building $107,533
2024	$502.00 (+2.03%)
2023	$492.00 (+130.99%) Homeowner's exemption	$77,496 (+3%)	$162,362 (+27.13%) Land $64,768 Building $97,594
2022	$213.00 Homeowner's exemption	$75,239	$127,717 Land $56,672 Building $71,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2821 103rd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2821 103rd Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20