28208 Spruce Rd, Waucoma, IA 52171 Property Records

Fayette County property record for 28208 Spruce Rd, Waucoma, IA 52171

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,128 sqft · built 1970
Lot Size52.8 acres (2,303,888 sqft)
OwnerCompany Name on File
Last Sale$1,600,000 (Mar 2026)
Tax Bill$136 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN0113300007

Property Details

APN / Parcel Number

Primary APN0113300007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,128 sqft Living Area
1st Floor Area1,128 sqft
Basement Area1,128 sqft
Unfinished Basement1,128 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,303,888 sqft (52.8 acres)
Garage TypeDetached
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area16 sqft
Deck Area112 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address28208 SPRUCE RD
CityWAUCOMA
StateIA
Zip52171-7542
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionE 1/2 SW EX N 850' NE SW
JurisdictionFAYETTE IA
Township / Civil DivisionEDEN
Census Block Group2
Census Block2054
Census Tract80700

Owner

28208 Spruce Rd, a rural home, is owned by a company that bought it in March 2026 and is owner-occupied.

Source: Fayette County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address18227 SPRUCE RD, WAUCOMA, IA 52171
OccupancyOwner Occupied
Owner TypeCompany
VestingPartnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2026 · Amount on File
Deed SaleMar 24, 2026 · Amount on File
Deed Document Number2026768
Deed Book / Page2026 / 768
Prior Transfer DateFeb 16, 2026
Prior Transfer Doc0000000437
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address28208 SPRUCE RD, WAUCOMA, IA 52171-7542
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address28227 SPRUCE RD, WAUCOMA, IA 52171-7542

Mortgage

Document Number002026/750
DateMar 23, 2026
Book Page2026/750
Instrument2026 750
Lender
NameBANK 1ST
TypeBank
AddressWEST UNION, IA 52175
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 20, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 28208 Spruce Rd was $136 with a homeowner's exemption.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
Unified School DistrictTurkey Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136.00$17,620 (-93.22%) Land $17,620$17,620 (-93.22%) Land $17,620
2025$136.00 (-94.25%) Homeowner's exemption$259,980 Land $141,540 Building $118,440$259,980 Land $141,540 Building $118,440
2024$2,364.00
2023$215,490 (+26.58%) Land $112,410 Building $103,080$215,490 Land $112,410 Building $103,080
2022$2,430.00 Homeowner's exemption Additional exemption filed$170,240 Land $88,920 Building $81,320
2021$170,240 Land $88,920 Building $81,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28208 Spruce Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims9 (2008–2021)
Claims Outside the SFHA2 of 9
Most Recent ClaimAug 2021 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28208 Spruce Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hawkeye Telephone
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spruce Rd

Nearby Streets

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