28208 SE 440th St, Enumclaw, WA 98022 Property Records

King County property record for 28208 SE 440th St, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,040 sqft · built 1994
Lot Size	1.07 acres (47,044 sqft)
Owner	2 Individual Names on File
Last Sale	$329,900 (Apr 2004)
Tax Bill	$7,790 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`192007-9135`

Property Details

APN / Parcel Number

Primary APN	`192007-9135`
Alternative APN	`192007913507`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,040 sqft Living Area
Gross Area	3,820 sqft
1st Floor Area	1,950 sqft
Upper Floors Area	1,090 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	47,044 sqft
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Deck Area	340 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	192007913507
Street Address	28208 SE 440TH ST
City	ENUMCLAW
State	WA
Zip	98022-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-10
Legal Description	LOT 3 KCSP #S90S0016 REC # 9403119002 SD SP DAF - LOT 4 KCSP 978082 REC #7911130990 IN SE 1/4 SD SEC
Legal Range	07
Legal Township	20
Legal Section	19
Legal Subdivision	SP #S90S0016
Legal Block	135
Legal Lot Number	3,4
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	2
Census Block	2000
Census Tract	31400

Owner

28208 SE 440th St is owned and occupied by two individuals who bought it in April 2004.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28208 SE 440TH ST, ENUMCLAW, WA 98022-9216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPS CU
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2004 · Amount on File
Deed Sale	Apr 28, 2004 · Amount on File
Prior Sale	Jan 23, 2004 · Amount on File
Deed Document Number	20043421
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	28208 SE 440TH ST, ENUMCLAW, WA 98022-9216
Document Number	0000002488
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28208 SE 440TH ST ENUMCLAW WA 980229216, ENUMCLAW, WA 98022-9216

Mortgage

Document Number	0000002488
Date	Jul 27, 2020
Instrument	202007272488

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 26, 2040

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	28208 SE 440TH ST, ENUMCLAW, WA 98022-9216
Document Number	0000000832
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28208 SE 440TH ST ENUMCLAW WA 980229216, ENUMCLAW, WA 98022-9216

Mortgage

Document Number	0000000832
Date	Aug 10, 2017
Instrument	201708100832

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 9, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 28208 SE 440th St was $7,790.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,790.00
2025		$757,000 (+5.58%) Land $280,000 Building $477,000	$757,000 (+5.58%) Land $280,000 Building $477,000
2024	$7,403.00	$717,000 Land $253,000 Building $464,000	$717,000 Land $253,000 Building $464,000
2022	$7,013.00	$702,000 Land $250,000 Building $452,000	$702,000 Land $250,000 Building $452,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28208 SE 440th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28208 SE 440th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Skynet Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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