HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Transferred From (Grantor/Seller)
Name
Verified Name
Address
282 SANTOS DR, 282, PUNTA GORDA, FL 33983-5421
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
200 LONE OAK LN, WILMORE, KY 40390-9647
November 2021: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
CHARLOTTE FL
Recording Date
Nov 22, 2021
Property Address
28203 SUNSET DR, PUNTA GORDA, FL 33955-3033
Document Number
0048801787
Book / Page
4880 / 1787
Map Reference
MB 3 PG 25A-25C
Instrument Date
Nov 22, 2021
Instrument
3025440
Transaction Type
Transfer
Record Updated
Dec 15, 2021
Title Company
HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,764.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
282 SANTOS DR, 282, PUNTA GORDA, FL 33983-5421
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
200 LONE OAK LN, WILMORE, KY 40390-9647
Mortgage
Document Number
0048801789
Date
Nov 22, 2021
Instrument
4880/1789
Lender
Name
TJC MORTGAGE INC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2051
January 2022: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
CHARLOTTE FL
Recording Date
Jan 10, 2022
Property Address
28203 SUNSET DR, PUNTA GORDA, FL 33955-3033
Document Number
0049071402
Book / Page
4907 / 1402
Map Reference
MB 3 PG 25A-25C
Instrument Date
Nov 22, 2021
Instrument
3044049
Transaction Type
Transfer
Record Updated
Jan 31, 2022
Title Company
HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
282 SANTOS DR, 282, PUNTA GORDA, FL 33983-5421
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
200 LONE OAK LN, WILMORE, KY 40390-9647
May 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
CHARLOTTE FL
Recording Date
May 22, 2017
Property Address
28203 SUNSET DR, PUNTA GORDA, FL 33955-3033
Document Number
0042001670
Book / Page
4200 / 1670
Map Reference
MB3 PG25A&25C
Instrument Date
May 18, 2017
Instrument
2525063
Transaction Type
Transfer
Record Updated
Feb 7, 2022
Title Company
SUNCOAST ONE TITLE & CLOSING
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$816.20
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
4865 DUNCAN RD, 4865, PUNTA GORDA, FL 33982-1640
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
28203 SUNSET DR, PUNTA GORDA, FL 33955-3033
Mortgage
Document Number
0002525064
Date
May 22, 2017
Instrument
2525064
Lender
Name
VAN DYK MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 28203 Sunset Dr was $2,163 with a homeowner's exemption, down 31.9% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Charlotte County
Unified School District
Charlotte County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,163.00 (-31.92%)Homeowner's exemption
$183,433Land $10,200Building $173,233
$183,433Land $10,200Building $173,233
2024
$3,177.00 (-16.7%)
2023
$3,814.00 (+13.65%)
$190,660 (+1%)
$158,155 (-8.75%)Land $10,000Building $148,155
2022
$3,356.00
$173,327Land $6,460Building $166,867
$173,327Land $6,460Building $166,867
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 28203 Sunset Dr in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone D undetermined · not studied
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
8 in force
Nearby Flood Claims
1 (2022)
Most Recent Claim
Sep 2022 · Hurricane Ian
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 28203 Sunset Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood
0.3% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source
Purchased surface water from several systems
Last State Inspection
Jun 2025
Lead
10 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
Total trihalomethanes resolved · Apr 2025
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025