28203 Mallard Reach Dr, Spring, TX 77386 Property Records

Montgomery County property record for 28203 Mallard Reach Dr, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,317 sqft · built 2018
Lot Size0.161 acres (7,017 sqft)
OwnerIndividual Name on File
Last Sale$311,100 (Sep 2019)
Tax Bill$6,755 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2019 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN5712-04-03400

Property Details

APN / Parcel Number

Primary APN5712-04-03400
Alternative APN
  • R482499

Interior

Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,317 sqft Living Area
Gross Area2,737 sqft
1st Floor Area1,636 sqft
2nd Floor Area681 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,017 sqft (0.161 acres)
View / LotPrimary
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28203 MALLARD REACH DR
CitySPRING
StateTX
Zip77386-4763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS571204 - HARMONY VILLAGE 04, BLOCK 2, LOT 13
Legal SubdivisionHARMONY VILLAGE 04
Legal Block2
Legal Lot Number13
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1032
Census Tract692009

Owner

28203 Mallard Reach Dr is owned and occupied by an individual who bought it in September 2019.

Source: Montgomery County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address28203 MALLARD REACH DR, SPRING, TX 77386-4763
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU
Sep 4, 2019Warranty Deed, Subdivision Related Transfer
DHI TITLE
Sep 4, 2019Deed of Trust, Mortgage
DHI MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2019 · Amount on File
Deed SaleSep 4, 2019 · Amount on File
Deed Document Number201981793
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28203 MALLARD REACH DR, SPRING, TX 77386-4763
Transaction TypeMortgage
Record UpdatedMay 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057840
DateApr 29, 2021
Instrument2021057840
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressHOUSTON, TX 77095
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueMay 1, 2041

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateSep 4, 2019
Property Address28203 MALLARD REACH DR, SPRING, TX 77386-4763
Document Number0000081793
Instrument DateSep 4, 2019
Instrument81793
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 21, 2019
Title CompanyDHI TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28203 MALLARD REACH DR SPRING TX 773864763, SPRING, TX 77386-4763

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28203 MALLARD REACH DR, SPRING, TX 77386-4763
Document Number0000081794
Instrument DateSep 4, 2019
Transaction TypeMortgage
Record UpdatedNov 9, 2019
Title CompanyDHI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28203 MALLARD REACH DR SPRING TX 773864763, SPRING, TX 77386-4763

Mortgage

Document Number0000081794
DateSep 4, 2019
Instrument81794
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
AmountAmount on Record
Term360 Months
DueSep 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 28203 Mallard Reach Dr was $6,755 with a homeowner's exemption, up 2.3% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$373,046 (-1.12%) Land $29,658 Building $343,388$373,046 (-6.86%) Land $29,658 Building $343,388
2025$6,755.00 (+2.32%) Homeowner's exemption$377,278 (+1%) Land $29,658 Building $370,876$400,534 (+3.01%) Land $29,658 Building $370,876
2024$6,602.00 (+81.62%) Homeowner's exemption$342,980 (+1%) Land $29,658 Building $359,180$388,838 (+3.29%) Land $29,658 Building $359,180
2023$3,635.00 Homeowner's exemption$311,800 Land $29,660 Building $346,810$376,470 Land $29,660 Building $346,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28203 Mallard Reach Dr in Zone X, an area of moderate flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 373 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies373 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28203 Mallard Reach Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 119 SPRING TRAILS
serves 6,621 people · EPA ID TX1700773
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Fiber · Cable in parts of the area
1,500 / 1,500
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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