2820 Walnut Ave, Mattoon, IL 61938 Property Records

Coles County property record for 2820 Walnut Ave, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,004 sqft · built 1950
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Apr 2026)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-2-14187-000`

Property Details

APN / Parcel Number

Primary APN	`07-2-14187-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,004 sqft Base Area
1st Floor Area	1,004 sqft
Basement Area	1,004 sqft
Unfinished Basement	1,004 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2820 WALNUT AVE
City	MATTOON
State	IL
Zip	61938-4940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWEST PLACE ADDITION BLK A LOT 12 SW 1/4 SEC 14 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	14
Legal Subdivision	SOUTHWEST PLACE ADDITION
Legal Block	A
Legal Lot Number	12
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	3
Census Block	3017
Census Tract	1200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2820 WALNUT AVE, MATTOON, IL 61938-4940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MID BK&TR NA
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BK&TR NA
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU
Nov 21, 2017	Deed, Transfer · Conventional Mortgage LAND OF LINCOLN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	2026822084
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Recording Date	Jun 5, 2026
Property Address	2820 WALNUT AVE, MATTOON, IL 61938-4940
Document Number	202600823013
Instrument Date	Jun 2, 2026
Instrument	2026823013
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 WALNUT AVE, MATTOON, IL 61938-4940

Mortgage

Document Number	0000823013,
Date	Jun 5, 2026
Instrument	2026823013

Lender

Name	FIRST MID BK&TR NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 20, 2046

Interest

Rate	6.37%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Apr 13, 2026
Property Address	2820 WALNUT AVE, MATTOON, IL 61938-4940
Document Number	202600822084
Instrument Date	Apr 10, 2026
Instrument	2026822084
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	CRITES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,998.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 WALNUT AVE, MATTOON, IL 61938-4940

Mortgage

Document Number	0000822084,
Date	Apr 13, 2026
Instrument	2026822084

Lender

Name	FIRST MID BK&TR NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	2820 WALNUT AVE, MATTOON, IL 61938-4940
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700773453
Date	Nov 20, 2017
Instrument	201700773453

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Nov 21, 2017
Property Address	2820 WALNUT AVE, MATTOON, IL 61938-4940
Document Number	201700773452
Instrument Date	Nov 17, 2017
Instrument	201700773452
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 WALNUT AVE, MATTOON, IL 61938-4940

Mortgage

Document Number	201700773453
Date	Nov 20, 2017
Instrument	201700773453

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,989.00 (+56.12%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$36,023 (+10.2%) Land $7,446 Building $28,577	$108,069 (+10.2%) Land $22,338 Building $85,731
2024	$1,274.00 (-12.14%)	$32,689 (+12%) Land $6,757 Building $25,932	$98,067 (+12%) Land $20,271 Building $77,796
2023		$29,187 (+1.68%) Land $6,033 Building $23,154	$87,561 (+1.68%) Land $18,099 Building $69,462
2022		$28,704 Land $5,933 Building $22,771	$86,112 Land $17,799 Building $68,313
2020	$1,450.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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