2820 W Summit, Joplin, MO 64804 Property Records

Newton County property record for 2820 W Summit, Joplin, MO 64804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,215 sqft · built 2012
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$718,200 (Mar 2026)
Tax Bill	$3,615 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-15470-105`

Property Details

APN / Parcel Number

Primary APN	`91-15470-105`
Alternative APNs	`05-4.0-20-000-000-066.005` `75-15470-105`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,215 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Composition/Composite
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Exterior Amenities

Pool Area	374 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2820 W SUMMIT
City	JOPLIN
State	MO
Zip	64804-8164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT RIDGE PLAT 1: LOT 5 & W 1 LOT 6
Legal Range	33W
Legal Township	27N
Legal Section	20
Legal Subdivision	SUMMIT RIDGE PLAT 1
Legal Lot Number	5,6
Jurisdiction	NEWTON MO
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1105
Census Tract	20502

Owner

Source: Newton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2001 HIGHLANDER DR, JOPLIN, MO 64804-7009
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 11, 2026	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Deed Document Number	20261694
Deed Book / Page	375 / 1673
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MO
Recording Date	Jul 28, 2026
Property Address	2820 W SUMMIT, JOPLIN, MO 64804-8164
Document Number	0000005473
Book / Page	375 / 5417
Instrument Date	Jul 27, 2026
Instrument	20265473
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	WACO LAND TITLE, WACO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 W SUMMIT, JOPLIN, MO 64804-8164

Mortgage

Document Number	0000005474,
Date	Jul 28, 2026
Book Page	375/5418
Instrument	20265474

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MO
Recording Date	Mar 11, 2026
Property Address	2820 W SUMMIT, JOPLIN, MO 64804-8164
Document Number	00375/1673
Book / Page	375 / 1673
Instrument Date	Mar 6, 2026
Instrument	202601694
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	FIRST AMERICAN TITLE, FATCO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 HIGHLANDER DR, JOPLIN, MO 64804-7009

Mortgage

Document Number	0202601695
Date	Mar 11, 2026
Instrument	202601695

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Newton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Newton County
Unified School District	Joplin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,180 (+1.63%)	$416,700 (+1.63%) Land $57,500 Building $359,200
2024		$77,910 (+1.95%)	$410,000 (+1.94%) Land $57,500 Building $352,500
2023	$3,615.00 (-14.68%)	$76,420 Land $10,925 Building $65,495	$402,200 Land $57,500 Building $344,700
2021	$4,237.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	21 (2001–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 10 claims Severe Storms And Flooding, May 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JOPLIN private · serves 73,728 people · EPA ID MO5010413
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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