2820 Usina Rd Ext, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2820 Usina Rd Ext, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 1989
Lot Size2.5 acres (108,900 sqft)
OwnerIndividual Name on Record
Tax Bill$1,055 (2025)
Deeds & MortgagesJul 2020 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN095550-0400

Property Details

APN / Parcel Number

Primary APN095550-0400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area108,900 sqft (2.5 acres)
PorchFinished/Open Porch
Porch Area52 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2820 USINA ROAD EXT
CitySAINT AUGUSTINE
StateFL
Zip32084-0832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionPART OF E1/2 VENNDALE ACRES UNREC PLAT LOT 40 OR1289/648
Legal Range29E
Legal Township07S
Legal Section17
Legal SubdivisionVENNDALE ACRES UNPLATTED
Legal Block3
Legal Lot Number40
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3000
Census Tract21003

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2820 USINA ROAD EXT, SAINT AUGUSTINE, FL 32084-0832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2820 USINA ROAD EXT, SAINT AUGUSTINE, FL 32084-0832
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050031231
DateJul 31, 2020
Book Page5003/1231
Instrument2020062412
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2820 USINA ROAD EXT, SAINT AUGUSTINE, FL 32084-0832
Document Number0044441559
Book / Page004444 / 001559
Instrument DateSep 28, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2820 USINA ROAD EXT ST AUGUSTINE FL 320840832, ST AUGUSTINE, FL 32084-0832

Mortgage

Document Number0044441559
DateOct 6, 2017
Book Page004444/001559
Instrument67995
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 5, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,732 (+2.7%)$261,822 (+4.85%) Land $135,000 Building $126,822
2025$1,055.00 (+19.61%) Homeowner's exemption Widower's exemption$97,110 (+5.99%)$249,715 (+52.56%) Land $135,000 Building $114,715
2024$882.00 (-4.13%)
2023$920.00 (+5.38%) Homeowner's exemption$91,624 (+3%)$163,685 (+12.97%) Land $60,480 Building $103,205
2022$873.00 Homeowner's exemption$88,955$144,895 Land $60,480 Building $84,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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