Contra Costa County property record for 2820 Stephen Dr, Richmond, CA 94803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,188 sqft · built 1955 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Jun 1996) |
| Tax Bill | $4,123 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 431-143-004-7 |
| Primary APN | 431-143-004-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| Basement Area | 72 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 2820 STEPHEN DR |
|---|---|
| City | EL SOBRANTE |
| State | CA |
| Zip | 94803-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 2088 LOT 360 |
| Legal Subdivision | PORTION ROUGH & READY RANCHES PARCEL 2 |
| Legal Tract | 2088 |
| Legal Lot Number | 360 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 360200 |
2820 Stephen Dr is owned and occupied by an individual who acquired it in December 2001.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2820 STEPHEN DR, EL SOBRANTE, CA 94803-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 1996 · Amount on File |
| Deed Sale | Jun 24, 1996 · Amount on File |
| Deed Document Number | 1996118499 |
| Last Transfer Date | Dec 18, 2001 |
| Transfer Doc | 0000405260 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2820 Stephen Dr was $4,123 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $216,863 (+2%) Land $135,543 Building $81,320 | |
| 2025 | $4,123.00 Homeowner's exemption | $212,612 Land $132,886 Building $79,726 |
| 2023 | $3,932.00 (+1.87%) Homeowner's exemption | $204,358 Land $127,727 Building $76,631 |
| 2022 | $3,860.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2820 Stephen Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1983–2011) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2820 Stephen Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Sonic Telecom, Unwired.
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