Martin County property record for 2820 SE Dune Dr, Apt 2403, Stuart, FL 34996
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 5 ba · 3,908 sqft · built 1984 |
| Owner | 2 Individual Names on File |
| Last Sale | $2,275,000 (Jun 2013) |
| Tax Bill | $27,582 (2025) |
| Flood Zone | Zone AO (high risk) |
| APN | 08-38-42-021-000-2403.0-4-0000 |
| Primary APN | 08-38-42-021-000-2403.0-4-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 3 Rooms |
| Units | 11 Units |
| Stories | 1 Story |
| Building Area | 3,908 sqft Living Area |
| 1st Floor Area | 3,908 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 45970 |
|---|---|
| Street Address | 2820 SE DUNE DR, 2403 |
| City | STUART |
| State | FL |
| Zip | 34996-1928 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 2800 SE DUNE DRIVE CONDO SAILFISH POINT PHASE II UNIT 2403 |
| Legal Range | 42E |
| Legal Township | 38S |
| Legal Section | 8 |
| Legal Subdivision | 2800 DUNE DRIVE CONDO |
| Legal Block | 1 |
| Legal Lot Number | 2403 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 100 |
2820 SE Dune Dr, Apt 2403 is owned and occupied by two individuals who bought it in June 2013.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2820 SE DUNE DR, 2403, STUART, FL 34996-1928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2013 · Amount on File |
| Deed Sale | Jun 3, 2013 · Amount on File |
| Prior Sale | Jun 15, 2010 · Amount on File |
| Deed Document Number | 20132398273 |
| Deed Book / Page | 2654 / 2931 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2820 SE Dune Dr, Apt 2403 was $27,582 with a homeowner's exemption, down 1.1% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,582.00 (-1.12%) Additional exemption filed | $1,770,464 | $2,965,520 Building $2,965,520 |
| 2024 | $27,895.00 (+1.4%) | ||
| 2023 | $27,510.00 (+3.13%) Additional exemption filed | $1,670,455 (+3%) | $2,203,020 (+20.83%) Building $2,203,020 |
| 2022 | $26,674.00 Homeowner's exemption | $1,621,801 | $1,823,210 Building $1,823,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2820 SE Dune Dr, Apt 2403 in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 390 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,299 units insured incl. 909 condo units |
| Nearby Flood Claims | 70 (1984–2023) |
| Claims Outside the SFHA | 6 of 70 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2820 SE Dune Dr, Apt 2403 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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