2820 Saddlebred Trl, Celina, TX 75009 Property Records

Collin County property record for 2820 Saddlebred Trl, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,941 sqft · built 2004
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,400 (Apr 2015)
Tax Bill	$5,913 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-8383-00P-0090-1`

Property Details

APN / Parcel Number

Primary APN	`R-8383-00P-0090-1`
Alternative APNs	`000002537541` `2537541`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,941 sqft Living Area
Gross Area	2,357 sqft
1st Floor Area	1,941 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2820 SADDLEBRED TRL
City	CELINA
State	TX
Zip	75009-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARTER RANCH-PHASE I, THE (CCL), BLK P, LOT 9
Legal Subdivision	CARTER RANCH-PHASE I THE (CCL)
Legal Block	P
Legal Lot Number	9
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1027
Census Tract	30307

Owner

Source: Collin County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2820 SADDLEBRED TRL, CELINA, TX 75009-4618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2015 · Amount on Record
Deed Sale	Apr 22, 2015 · Amount on Record
Prior Sale	May 10, 2005 · Amount on Record
Deed Document Number	2015449420
Prior Transfer Date	Apr 27, 2005
Prior Transfer Doc	20050061692
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2820 SADDLEBRED TRL, CELINA, TX 75009-4618
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	PRESERVE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 SADDLEBRED TRL, CELINA, TX 75009-4618

Mortgage

Document Number	2023000040609
Date	Apr 17, 2023
Instrument	2023000040609

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2820 SADDLEBRED TRL, CELINA, TX 75009-4618
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001874150
Date	Sep 14, 2021
Instrument	20210914001874150

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Celina Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,913.00 (-0.77%) Homeowner's exemption	$381,789 (-3.16%) Land $100,000 Building $281,789	$381,789 (-3.16%) Land $100,000 Building $281,789
2024	$5,959.00 (-2.09%)
2023		$394,247 Land $90,000 Building $304,247	$394,247 Land $90,000 Building $304,247
2022	$6,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

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