2820 Sabal Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2820 Sabal Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,106 sqft · built 1975
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Sep 2026)
Tax Bill	$186 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8402-01-12-6240`

Property Details

APN / Parcel Number

Primary APN	`8402-01-12-6240`
Alternative APNs	`34180201126240` `02183401126240` `3952839.0` `3952839`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,106 sqft Living Area
1st Floor Area	1,106 sqft
Utility Room	Utility Room
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1976
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Exterior Amenities

Porch	Slab
Porch Area	394 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3952839
Street Address	2820 SABAL PALM DR
City	EDGEWATER
State	FL
Zip	32141-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	02-18-34 LOTS 12624 & 12625 BLK 410 FLORIDA SHORES NO 19 MB 19 PG 239 PER OR 5055 PG 2091 PER OR 8724 PG 1749 PER OR 8732 PG 3537
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	410
Legal Lot Number	12624
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1072
Census Tract	83006

Owner

2820 Sabal Palm Dr is owned and occupied by an individual who bought it in September 2026.

Source: Volusia County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2820 SABAL PALM DR, EDGEWATER, FL 32141-5610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Mar 30, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BK/FAYETTE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	Apr 16, 2003 · Amount on File
Deed Document Number	2026169229
Deed Book / Page	8905 / 1043
Prior Transfer Date	Jul 1, 2025
Prior Transfer Doc	0087241749
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 16, 2026
Property Address	2820 SABAL PALM DR, EDGEWATER, FL 32141-5610
Document Number	0000169229
Book / Page	8905 / 1043
Instrument Date	Sep 4, 2026
Instrument	2026169229
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	HOME TITLE SERVICES, HOME PARTNERS TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168,266.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 SABAL PALM DR, EDGEWATER, FL 32141-5610

Mortgage

Document Number	0000169230,
Date	Sep 16, 2026
Book Page	8905/1045
Instrument	2026169230

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000169231,
Date	Sep 16, 2026
Book Page	8905/1058
Instrument	2026169231

Lender

Name	HOUSING FINANCE CORPORATION FLORIDA

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2820 SABAL PALM DR, EDGEWATER, FL 32141-5610
Document Number	0075350133
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 SABAL PALM DR EDGEWATER FL 321415610, EDGEWATER, FL 32141-5610

Mortgage

Document Number	0075350133
Date	Apr 20, 2018
Book Page	007535/000133
Instrument	79399

Lender

Name	REGIONS BK/FAYETTE
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Sabal Palm Dr was $186.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,786 (+190.63%) Land $54,000 Building $102,786	$156,786 (-4.02%) Land $54,000 Building $102,786
2025	$186.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$53,947	$163,351 Land $54,000 Building $109,351
2023	$183.00 (-12.02%) Disabled Person's exemption Veteran's exemption	$50,900 (+3%)	$146,463 (+16.83%) Land $42,000 Building $104,463
2022	$208.00 Senior Citizen's exemption	$49,417	$125,359 Land $29,600 Building $95,759

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2820 Sabal Palm Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2820 Sabal Palm Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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