2820 S State St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2820 S State St, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,048 sqft · built 1961
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Oct 2005)
Tax Bill	$2,690 (2025)
Flood Zone	Zone X (minimal risk)
APN	`76-6680-0014-00-9`

Property Details

APN / Parcel Number

Primary APN	`76-6680-0014-00-9`
Alternative APN	`11-76-6680-0014-00-9`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	134 ft deep x 75 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2820 S STATE ST
City	SAINT JOSEPH
State	MI
Zip	49085-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - A
Legal Description	LOT 14 RADDES SUB OF THE S1/2 OF LOT 7 GARDS ADD TO THE CITY OF ST JOSEPH
Legal Subdivision	GARDS ADD
Legal Lot Number	7,14
Legal Unit	14,7
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1009
Census Tract	900

Owner

Source: Berrien County records · APN 76-6680-0014-00-9

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2820 S STATE ST, SAINT JOSEPH, MI 49085-3449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2005 · Amount on Record
Deed Sale	Oct 11, 2005 · Amount on Record
Prior Sale	Oct 15, 1997 · Amount on Record
Deed Book / Page	2653 / 1484
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,300 (+63.18%)	$252,600 (+63.18%)
2025	$2,690.00 (+11.9%)
2023		$77,400	$154,800
2022	$2,404.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1991–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2007 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Mercury Broadband.

Based on FCC filings for 241 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.