Ventura County property record for 2820 Rock St, Simi Valley, CA 93065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,449 sqft · built 1961 |
| Lot Size | 0.043 acres (1,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $875,000 (Apr 2026) |
| Tax Bill | $6,038 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 642-0-045-015 |
| Primary APN | 642-0-045-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| 1st Floor Area | 1,449 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 1,879 sqft (0.043 acres) |
| Lot Dimensions | 100 ft deep x 88 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 220 sqft |
| Street Address | 2820 ROCK ST |
|---|---|
| City | SIMI VALLEY |
| State | CA |
| Zip | 93065-3953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT: 130400 LOT: 31 REF: 030MR 094 |
| Legal Subdivision | 1304 |
| Legal Tract | 130400 |
| Legal Block | 45 |
| Legal Lot Number | 31 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | SIMI VALLEY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 8002 |
Source: Ventura County records · APN 642-0-045-015
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2820 ROCK ST, SIMI VALLEY, CA 93065-3953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 29, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC |
| Apr 02, 2026 | Grant Deed, Transfer · FHA Mortgage CHICAGO TITLE COMPANY |
| Oct 07, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage OPTION FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2026 · Amount on Record |
| Deed Sale | Apr 02, 2026 · Amount on Record |
| Prior Sale | Jul 01, 2010 · Amount on Record |
| Deed Document Number | 202623908 |
| Prior Transfer Date | Oct 01, 2021 |
| Prior Transfer Doc | 0000184071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 2820 ROCK ST, SIMI VALLEY, CA 93065-3953 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 2820 ROCK ST, SIMI VALLEY, CA 93065-3953 |
| Document Number | 0000072512 |
|---|---|
| Date | Oct 29, 2024 |
| Instrument | 2024000072512 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Apr 02, 2026 |
| Property Address | 2820 ROCK ST, SIMI VALLEY, CA 93065-3953 |
| Document Number | 0000023908 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 202623908 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97,212.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2820 ROCK ST, SIMI VALLEY, CA 93065-3953 |
| Document Number | 0000023909, |
|---|---|
| Date | Apr 02, 2026 |
| Instrument | 202623909 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Oct 07, 2021 |
| Property Address | 2820 ROCK ST, SIMI VALLEY, CA 93065-3953 |
| Document Number | 0000184071 |
| Map Reference | MB 30 PG 94&95 |
| Instrument Date | Oct 01, 2021 |
| Instrument | 20211007-00184071 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2820 ROCK ST, SIMI VALLEY, CA 93065-3953 |
| Document Number | 0000184072 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 20211007-00184072 |
| Name | OPTION FUNDING INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Simi Valley City |
| Unified School District | Simi Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $496,569 (+2%) Land $248,286 Building $248,283 | |
| 2025 | $6,038.00 (+1.17%) Homeowner's exemption | $486,833 (+4.04%) Land $243,418 Building $243,415 |
| 2024 | $5,968.00 (+6.36%) | |
| 2023 | $5,611.00 (+0.45%) Homeowner's exemption | $467,930 Land $233,966 Building $233,964 |
| 2022 | $5,586.00 |
Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110080022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 41 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 41 in force 29 of 41 on primary residences |
| Nearby Flood Claims | 3 (1978–1995) |
| Most Recent Claim | Jan 1995, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, Mud Flows |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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