2820 Robert Dr, Columbia, IL 62236 Property Records

Monroe County property record for 2820 Robert Dr, Columbia, IL 62236

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 950 sqft · built 2003
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,452 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-05-481-151-000`

Property Details

APN / Parcel Number

Primary APN	`04-05-481-151-000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	950 sqft Building Perimeter
1st Floor Area	818 sqft
Basement Area	746 sqft
Unfinished Basement	746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	864 sqft

Exterior Amenities

Porch	Slab
Porch Area	170 sqft
Deck Area	206 sqft
Patio Area	330 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2820 ROBERT DR
City	COLUMBIA
State	IL
Zip	62236-2674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR5
Legal Description	LOT 151 COLUMBIA LAKES III PHASE 1
Legal Range	10W
Legal Township	01S
Legal Section	05
Legal Subdivision	COLUMBIA LAKES
Legal Lot Number	151
Jurisdiction	MONROE IL
Township / Civil Division	34
Census Block Group	2
Census Block	2005
Census Tract	600104

Owner

2820 Robert Dr is owned and occupied by two individuals.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2820 ROBERT DR, COLUMBIA, IL 62236-2674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WATERLOO
Oct 4, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Aug 7, 2026
Property Address	2820 ROBERT DR, COLUMBIA, IL 62236-2674
Document Number	0000443856
Instrument Date	Jul 21, 2026
Instrument	2026443856
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 ROBERT DR, COLUMBIA, IL 62236-2674

Mortgage

Document Number	0000443856,
Date	Aug 7, 2026
Instrument	2026443856

Lender

Name	FIRST NATIONAL BANK OF WATERLOO

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	2820 ROBERT DR, COLUMBIA, IL 62236-2674
Document Number	0000392390
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2820 ROBERT DR COLUMBIA IL 622362674, COLUMBIA, IL 62236-2674

Mortgage

Document Number	0000392390
Date	Oct 11, 2017
Instrument	392390

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 10, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Robert Dr was $5,452, up 11.6% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Columbia City
Unified School District	Columbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,452.00 (+11.56%) Homeowner's exemption	$99,650 Land $18,460 Building $81,190	$298,950 Land $55,380 Building $243,570
2024	$4,887.00
2022	Additional exemption filed	$81,510 Land $14,870 Building $66,640	$244,530 Land $44,610 Building $199,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2820 Robert Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2820 Robert Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA serves 11,129 people · EPA ID IL1330050
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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