2820 Riverside Dr, Lorain, OH 44055 Property Records

Lorain County property record for 2820 Riverside Dr, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1954
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Feb 2000)
Tax Bill	$1,172 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-080-114-006`

Property Details

APN / Parcel Number

Primary APN	`03-00-080-114-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	134 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	148 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2820 RIVERSIDE DR
City	LORAIN
State	OH
Zip	44055-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 2 FRNT 0055.00 DPTH 0134.00
Legal Subdivision	HOMEWOOD SECOND ADDITION
Legal Block	114
Legal Lot Number	417
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	4
Census Block	4006
Census Tract	97500

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2820 RIVERSIDE DR, LORAIN, OH 44055-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Sep 11, 2017	Deed of Trust, Mortgage · FHA Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2000 · Amount on Record
Deed Sale	Feb 25, 2000 · Amount on Record
Deed Document Number	670540
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2820 RIVERSIDE DR, LORAIN, OH 44055-2233
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000856818
Date	Jan 3, 2022
Instrument	2022-0856818

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Oct 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2820 RIVERSIDE DR, LORAIN, OH 44055-2233
Document Number	0000644421
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 RIVERSIDE DR LORAIN OH 440552233, LORAIN, OH 44055-2233

Mortgage

Document Number	0000644421
Date	Sep 15, 2017
Instrument	644421

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,172.00	$30,660 (%) Land $10,910 Building $19,750	$87,600 (-) Land $31,170 Building $56,430
2024	$1,172.00 (+7.62%)	$30,661 (+44.84%) Land $10,910 Building $19,751	$87,600 (+44.84%) Land $31,170 Building $56,430
2023	$1,089.00 (+0.83%)	$21,169 (%) Land $6,535 Building $14,634	$60,480 (-) Land $18,670 Building $41,810
2022	$1,080.00	$21,170 Land $6,540 Building $14,630
2021			$60,480 Land $18,670 Building $41,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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